2021 W Cave Cotton Loop, Benson, AZ 85602 Property Records

Cochise County property record for 2021 W Cave Cotton Loop, Benson, AZ 85602

Property Summary

Property TypeSingle Family Home
Details1,811 sqft · built 2006
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Apr 2017)
Tax Bill$2,300 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN123-47-708

Property Details

APN / Parcel Number

Primary APN123-47-708
Alternative APN
  • 123-47-70809

Interior

Stories1 Story
Building Area1,811 sqft Living Area
1st Floor Area1,811 sqft

Exterior

Year BuiltBuilt 2006
Exterior MaterialOther
Construction TypeSteel Frame
Roof MaterialTile
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Garage Area680 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number123-47-70809
Street Address2021 W CAVE COTTON LOOP
CityBENSON
StateAZ
Zip85602-6799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKARTCHNER VISTAS LOT 35
Legal Range20
Legal Township17
Legal Section18
Legal SubdivisionKARTCHNER VISTAS
Legal Lot Number35 10
Legal Unit35
JurisdictionCOCHISE AZ
Township / Civil DivisionBENSON
Census Block Group1
Census Block1039
Census Tract304

Owner

Source: Cochise County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2021 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Apr 14, 2017Warranty Deed, Transfer · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2017 · Amount on Record
Deed SaleApr 14, 2017 · Amount on Record
Prior SaleDec 22, 2006 · Amount on Record
Deed Document Number0000007454
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address2021 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
Transaction TypeMortgage
Record UpdatedOct 15, 2021
Title CompanyFIDELITY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2021 W CAVE COTTON LOOP, BENSON, AZ 85602-6799

Mortgage

Document Number0000026592
DateOct 6, 2021
Instrument2021-26592
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateApr 14, 2017
Property Address2021 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
Document Number0000007454
Map ReferenceMAP15 PG39
Instrument DateApr 11, 2017
Instrument2017-07454
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2021 W CAVE COTTON LOOP, BENSON, AZ 85602-6799

Mortgage

Document Number0000007455
DateApr 14, 2017
Instrument2017-07455
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
MunicipalityBenson City
Unified School DistrictBenson Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,093 (+10.97%) Land $2,400 Building $22,693$250,933 (+10.97%) Land $24,000 Building $226,933
2025$2,300.00 (+7.93%)
2024$22,612 Land $2,400 Building $20,212$226,119 Land $24,000 Building $202,119
2023$2,131.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 76% of Arizona
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENSON, CITY OF WATER SYSTEM
serves 5,355 people · EPA ID AZ0402005
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
1,000 / 35
MTE Communications
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20

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