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2021 Shell Ring Cir, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2021 Shell Ring Cir, Mount Pleasant, SC 29466 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,954 sqft · built 2000
Lot Size1.17 acres (50,965 sqft)
Owner2 Owner Names on File
Last Sale$816,000 (Jan 2012)
Tax Bill$4,016 (2024)
Deeds & MortgagesSep 2023 Second Mortgage
Dec 2019 Mortgage
Flood ZoneZone AE (high risk)
APN594-07-00-112

Property Details

APN / Parcel Number

Primary APN594-07-00-112

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,954 sqft Living Area
Gross Area6,681 sqft
1st Floor Area2,491 sqft
Upper Floors Area1,463 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2000
Architectural StyleSplit Level
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area50,965 sqft (1.17 acres)
TerrainHigh

Exterior Amenities

PorchOpen Porch
Porch Area252 sqft
Deck Area309 sqft
Patio Area692 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address2021 SHELL RING CIR
CityMOUNT PLEASANT
StateSC
Zip29466-8547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -OSPREY COVE PHASE 1B3 SEC 7A DESCRIPTION -LOT 2021 SITE NAME -DUNES WEST
Legal SubdivisionOSPREY COVE PHASE 1B3 SEC 7A
Legal Phase1B3
Legal Lot Number2021
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1005
Census Tract4616

Owner

Source: Charleston County records · APN 594-07-00-112

Assessment roll updated September 13, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address2021 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8547
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DIGITAL FCU
Dec 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
DIGITAL EMP FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2012 · Amount on Record
Deed SaleJan 24, 2012 · Amount on Record
Prior SaleSep 22, 2010 · Amount on Record
Deed Document Number0000229508
Deed Book / Page0229 / 508
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address2021 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8547
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012010773
DateSep 07, 2023
Book Page1201/773
Lender
NameDIGITAL FCU
TypeCredit Union
AddressMARLBOROUGH, MA 01752
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2038

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address2021 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8547
Document Number0869/0394
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedMay 07, 2020
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2021 SHELL RING CIR MOUNT PLEASANT SC 294668547, MOUNT PLEASANT, SC 29466-8547

Mortgage

Document Number0869/0394
DateMar 24, 2020
Book Page000869/000394
Lender
NameDIGITAL EMP FCU
TypeCredit Union
AddressMARLBOROUGH, MA 01752
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 23, 2025

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$4,016.00 (+7.49%)$42,000 (-)
2022$3,736.00$42,000$1,050,000 (-) Land $445,000 Building $605,000
2020$1,050,000 Land $445,000 Building $605,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 424 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies424 in force
389 of 424 on primary residences
Nearby Flood Claims2 (2018–2024)
Most Recent ClaimMar 2024, rainfall accumulation

Wildfire

Wildfire RiskLow
above 37% of the US · above 12% of South Carolina
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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