Charleston County property record for 2020 Shell Ring Cir, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,586 sqft · built 2004 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,470,000 (Nov 2024) |
| Tax Bill | $2,618 (2024) |
| Deeds & Mortgages | Feb 2017 Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 594-07-00-164 |
| Primary APN | 594-07-00-164 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,586 sqft Living Area |
| 1st Floor Area | 2,108 sqft |
| Upper Floors Area | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 47,916 sqft (1.1 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2020 SHELL RING CIR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-8543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -OSPREY COVE PHASE 1B3 SECTION 7A DESCRIPTION -LOT 2020 SITE NAME -SHELL RING CIRCLE |
| Legal Subdivision | OSPREY COVE PHASE 1B3 SECTION 7A |
| Legal Phase | 1B3 |
| Legal Lot Number | 2020 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 4616 |
Source: Charleston County records · APN 594-07-00-164
Assessment roll updated September 13, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2020 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK MTG |
| Feb 06, 2017 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on Record |
| Deed Sale | Nov 19, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2002 · Amount on Record |
| Deed Document Number | 0001279764 |
| Deed Book / Page | 1279 / 764 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 2020 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8543 |
| Document Number | 0616/0469 |
| Instrument Date | Feb 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2020 SHELL RING CIR MOUNT PLEASANT SC 294668543, MOUNT PLEASANT, SC 29466-8543 |
| Document Number | 0616/0469 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 000616/000469 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 09, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 2020 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8543 |
| Document Number | 0616/0474 |
| Instrument Date | Feb 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2020 SHELL RING CIR MOUNT PLEASANT SC 294668543, MOUNT PLEASANT, SC 29466-8543 |
| Document Number | 0616/0474 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 000616/000474 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 09, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,618.00 (+8.5%) | $26,320 (-) | |
| 2022 | $2,413.00 | $26,320 | $657,900 (-) Land $233,900 Building $424,000 |
| 2020 | $657,900 Land $233,900 Building $424,000 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), as of September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046161, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 424 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 424 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 106 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system SC1010002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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