2021 Matthew Dr, Montgomery, IL 60538 Property Records

Kendall County property record for 2021 Matthew Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,546 sqft · built 2001
Lot Size	0.21 acres (9,134 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2001)
Tax Bill	$7,733 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-02-228-018`

Property Details

APN / Parcel Number

Primary APN	`02-02-228-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,546 sqft Living Area
Gross Area	2,669 sqft
1st Floor Area	1,546 sqft
Basement Area	682 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,134 sqft (0.21 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2021 MATTHEW DR
City	MONTGOMERY
State	IL
Zip	60538-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 90 LAKEWOOD CREEK UNIT 1, VILLAGE OF MONTGOMERY
Legal Subdivision	LAKEWOOD CREEK UNIT 1
Legal Lot Number	90
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1001
Census Tract	890404

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2079 WILLIAM DR, MONTGOMERY, IL 60538-6005
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2001 · Amount on Record
Deed Sale	Oct 12, 2001 · Amount on Record
Deed Document Number	200119149
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2021 MATTHEW DR, MONTGOMERY, IL 60538-4009
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000185
Date	Jan 6, 2026
Instrument	202600000185

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,933 (+35.65%) Land $14,531 Building $88,402	$308,799 (+35.65%) Land $43,593 Building $265,206
2024	$7,733.00
2022		$75,883 Land $10,804 Building $65,079	$227,649 Land $32,412 Building $195,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20