2020 Matthew Dr, Montgomery, IL 60538 Property Records

Kendall County property record for 2020 Matthew Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,652 sqft · built 2001
Lot Size	0.193 acres (8,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Aug 2019)
Tax Bill	$7,644 (2024)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-229-007`

Property Details

APN / Parcel Number

Primary APN	`02-02-229-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	1,652 sqft
Basement Area	955 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,418 sqft (0.193 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2020 MATTHEW DR
City	MONTGOMERY
State	IL
Zip	60538-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 LAKEWOOD CREEK UNIT 1, VILLAGE OF MONTGOMERY
Legal Subdivision	LAKEWOOD CREEK UNIT 1
Legal Lot Number	73
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1002
Census Tract	890404

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2020 MATTHEW DR, MONTGOMERY, IL 60538-4010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Jun 7, 2005 · Amount on Record
Deed Document Number	201911360
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 14, 2019
Property Address	2020 MATTHEW DR, MONTGOMERY, IL 60538-4010
Document Number	0000011360
Map Reference	DOC 200100004400
Instrument Date	Aug 6, 2019
Instrument	201900011360
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2020 MATTHEW DR, MONTGOMERY, IL 60538-4010

Mortgage

Document Number	0000011361
Date	Aug 14, 2019
Instrument	201900011361

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,308 (+35.65%) Land $14,531 Building $93,777	$324,924 (+35.65%) Land $43,593 Building $281,331
2024	$7,644.00
2022		$79,841 Land $10,804 Building $69,037	$239,523 Land $32,412 Building $207,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20