2021 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 2021 E Troy St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 990 sqft · built 1957
Lot Size	0.136 acres (5,924 sqft)
Owner	Individual Name on Record
Last Sale	$203,200 (Jun 2021)
Tax Bill	$7,370 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-35-201-032`

Property Details

APN / Parcel Number

Primary APN	`24-25-35-201-032`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft
Basement Area	990 sqft
Unfinished Basement	990 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	112 ft deep x 52 ft wide
Porch	Slab
Porch Area	52 sqft
Deck Area	167 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2021 E TROY ST
City	FERNDALE
State	MI
Zip	48220-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 35 THOMAS BROS OAKLAND HTS SUB LOT 37, ALSO E 22.50 FT OF LOT 38, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	35
Legal Subdivision	THOMAS BROS OAKLAND HTS SUB
Legal Lot Number	37-38
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1000
Census Tract	173600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2021 E TROY ST, FERNDALE, MI 48220-2071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 16, 2022	Quit Claim Deed, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC
Jun 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	2021151951
Deed Book / Page	56393 / 406
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2021 E TROY ST, FERNDALE, MI 48220-2071
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 CHARNWOOD DR, TROY, MI 48098-2112

Mortgage

Document Number	0000146935
Date	Jun 10, 2021
Book Page	56359/132
Instrument	146935

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 16, 2022
Property Address	2021 E TROY ST, FERNDALE, MI 48220-2071
Document Number	0000321761
Book / Page	57459 / 36
Map Reference	LB 11 PG 26
Instrument Date	Feb 4, 2022
Instrument	321761
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2825 CHARNWOOD DR, 2825, TROY, MI 48098-2112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 CHARNWOOD DR, TROY, MI 48098-2112

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 15, 2021
Property Address	2021 E TROY ST, FERNDALE, MI 48220-2071
Document Number	0000151951
Book / Page	56393 / 406
Map Reference	LB 11 PG 26
Instrument Date	Jun 4, 2021
Instrument	151951
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Tax	$1,750.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 E TROY ST, 2021, FERNDALE, MI 48220-2071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 E TROY ST, FERNDALE, MI 48220-2071

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,370.00 (-1.15%)	$114,250 (+10.74%)	$228,500 (+10.74%)
2024	$7,456.00 (+82.48%)
2023		$103,170	$206,340
2021	$4,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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