Oakland County property record for 1961 E Troy St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,594 sqft · built 1920 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,888 (Jan 2019) |
| Tax Bill | $5,979 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-35-201-024 |
| Primary APN | 24-25-35-201-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 105 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 151 sqft |
| Deck Area | 58 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1961 E TROY ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 35 BADDER HEIGHTS SUB W 35 FT OF LOT 17 & E 35 FT OF LOT 18 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 35 |
| Legal Subdivision | BADDER HEIGHTS SUB |
| Legal Lot Number | 17-18 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 173600 |
Source: Oakland County records · APN 24-25-35-201-024
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1961 E TROY ST, FERNDALE, MI 48220-2085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 14, 2019 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on Record |
| Deed Sale | Jan 14, 2019 · Amount on Record |
| Prior Sale | Jun 19, 2013 · Amount on Record |
| Deed Document Number | 20197410 |
| Deed Book / Page | 52508 / 188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1961 E TROY ST, FERNDALE, MI 48220-2085 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000091323 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 54190/364 |
| Instrument | 91323 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 14, 2019 |
| Property Address | 1961 E TROY ST, FERNDALE, MI 48220-2085 |
| Document Number | 0000007410 |
| Book / Page | 52508 / 00188 |
| Map Reference | LB 16 PG 8 |
| Instrument Date | Jan 04, 2019 |
| Instrument | 007410 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,548.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2020 W LINCOLN ST, 2020, BIRMINGHAM, MI 48009-1836 |
| Name | Verified Name |
|---|---|
| Address | 12860 HERITAGE APT 101, 101, PLYMOUTH, MI 48170-2929 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Hazel Park City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,979.00 (-6.52%) | $138,810 (+19.94%) | $277,620 (+19.94%) |
| 2024 | $6,396.00 (+5.96%) | ||
| 2023 | $115,730 | $231,460 | |
| 2021 | $6,036.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 722 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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