20206 Laurel Lock Dr, Katy, TX 77450 Property Records

Harris County property record for 20206 Laurel Lock Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,917 sqft · built 1980
Lot Size	0.164 acres (7,130 sqft)
Owner	Individual Name on File
Last Sale	$276,100 (Dec 2021)
Tax Bill	$4,699 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109-374-000-0020`

Property Details

APN / Parcel Number

Primary APN	`109-374-000-0020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,917 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,130 sqft (0.164 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1093740000020
Street Address	20206 LAUREL LOCK DR
City	KATY
State	TX
Zip	77450-4328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BLK 6 NOTTINGHAM COUNTRY SEC 4
Legal Subdivision	NOTTINGHAM COUNTRY SEC 4
Legal Block	6
Legal Lot Number	20
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2006
Census Tract	454700

Owner

20206 Laurel Lock Dr is owned and occupied by an individual who bought it in December 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20206 LAUREL LOCK DR, KATY, TX 77450-4328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	Jan 25, 2013
Deed Document Number	2021736876
Prior Transfer Date	Dec 10, 2021
Prior Transfer Doc	0000736876
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Dec 28, 2021
Property Address	20206 LAUREL LOCK DR, KATY, TX 77450-4328
Document Number	0000736876
Map Reference	VOL 234 PG 62
Instrument Date	Dec 10, 2021
Instrument	2021-736876
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	NOT AVAILABLE, DECLARATION TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20206 LAUREL LOCK DR, KATY, TX 77450-4328

Mortgage

Document Number	0000736877
Date	Dec 28, 2021
Instrument	2021-736877

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20206 Laurel Lock Dr was $4,699 with a homeowner's exemption, up 12.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,261 (+5.51%) Land $104,520 Building $225,741	$330,261 (+5.51%) Land $104,520 Building $225,741
2025	$4,699.00 (+12.52%) Homeowner's exemption	$313,003 Land $97,552 Building $215,451	$313,003 Land $97,552 Building $215,451
2024	$4,176.00
2023		$335,200 Land $62,015 Building $273,185	$335,200 Land $62,015 Building $273,185
2022	$3,918.00
2020	$4,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20206 Laurel Lock Dr in Zone X, an area of minimal flood risk, though there have been 92 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	92 (1981–2024)
Claims Outside the SFHA	88 of 92
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 10 claims Severe Storms And Flooding, Apr 2016 · 5 claims Hurricane Alicia, Aug 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20206 Laurel Lock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASON CREEK UTILITY DISTRICT serves 8,900 people · EPA ID TX1010379
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20