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20202 Bascom Ridge Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20202 Bascom Ridge Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,492 sqft · built 1996
Lot Size0.512 acres (22,342 sqft)
Owner2 Individual Names on File
Last Sale$790,000 (Apr 2011)
Tax Bill$9,380 (2023)
Deeds & MortgagesAug 2021 Mortgage
May 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-762-18

Property Details

APN / Parcel Number

Primary APN001-762-18

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,492 sqft Heated Area
Gross Area5,069 sqft
1st Floor Area1,450 sqft
Upper Floors Area2,135 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area22,342 sqft (0.512 acres)
Garage Area675 sqft
PorchPorch
Porch Area369 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-762-18
Street Address20202 BASCOM RIDGE DR
CityCORNELIUS
StateNC
Zip28031-6811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL129 AREA A M26-739
Legal SubdivisionCROWN HARBOR NORTH PH 01 MAP 0
Legal Lot Number129
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1016
Census Tract6216

Owner

Source: Mecklenburg County records · APN 001-762-18

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20202 BASCOM RIDGE DR, CORNELIUS, NC 28031-6811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
May 06, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Apr 28, 2017Deed of Trust, Mortgage · ARM
NEW PENN FINANCIAL LLC
Jun 16, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2011 · Amount on Record
Deed SaleApr 27, 2011 · Amount on Record
Deed Document Number0026442960
Deed Book / Page26442 / 960
Record UpdatedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20202 BASCOM RIDGE DR, CORNELIUS, NC 28031-6811
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000167414
DateAug 31, 2021
Book Page36475/172
Instrument2021167414
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20202 BASCOM RIDGE DR, CORNELIUS, NC 28031-6811
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address20202 BASCOM RIDGE DR, CORNELIUS, NC 28031-6811

Mortgage

Document Number0000069802
DateMay 06, 2022
Book Page37318/1
Instrument2022069802
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 05, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20202 BASCOM RIDGE DR, CORNELIUS, NC 28031-6811
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055628
DateApr 28, 2017
Book Page31758/722
Instrument2017055628
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateMay 01, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.12%
Index1-Year LIBOR
Max Rate8.12%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20202 BASCOM RIDGE DR, CORNELIUS, NC 28031-6811
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080324
DateJun 16, 2017
Book Page31890/205
Instrument2017080324
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 180 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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