Mecklenburg County property record for 20129 Bascom Ridge Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,399 sqft · built 1996 |
| Lot Size | 0.495 acres (21,562 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $696,000 (Feb 2021) |
| Tax Bill | $4,179 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-762-27 |
| Primary APN | 001-762-27 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,399 sqft Living Area |
| Gross Area | 4,049 sqft |
| 1st Floor Area | 1,885 sqft |
| Upper Floors Area | 1,514 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,562 sqft (0.495 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 65 sqft |
| Deck Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20129 BASCOM RIDGE DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L121 M27-151 |
| Legal Subdivision | CROWN HARBOR NORTH PH 1 MAP 6 |
| Legal Block | 2 |
| Legal Lot Number | 121 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 6216 |
Source: Mecklenburg County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21601 SCOTTCREST CIR, CORNELIUS, NC 28031-6839 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 10, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2021 · Amount on Record |
| Deed Sale | Feb 10, 2021 · Amount on Record |
| Prior Sale | Feb 8, 2013 · Amount on Record |
| Deed Document Number | 202125634 |
| Deed Book / Page | 35655 / 897 |
| Prior Transfer Date | Aug 27, 2018 |
| Prior Transfer Doc | 0000112643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 30, 2026 |
| Property Address | 20129 BASCOM RIDGE DR, CORNELIUS, NC 28031 |
| Document Number | 0000081261 |
| Book / Page | 40608 / 804 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202681261 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000081261, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 40608/804 |
| Instrument | 202681261 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 10, 2021 |
| Property Address | 20129 BASCOM RIDGE DR, CORNELIUS, NC 28031 |
| Document Number | 0000025634 |
| Book / Page | 35655 / 897 |
| Map Reference | MB 27 PG 151 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 2021025634 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,392.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 JADE CT, MOORESVILLE, NC 28117-5504 |
| Name | Verified Name |
|---|
| Document Number | 0000025635 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021025635 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 5, 2018 |
| Property Address | 20129 BASCOM RIDGE DR, CORNELIUS, NC 28031 |
| Document Number | 0000112643 |
| Book / Page | 032955 / 000872 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 112643 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 21601 SCOTTCREST CIR CORNELIUS NC 280316839, CORNELIUS, NC 28031-6839 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,179.00 | $619,600 Land $200,000 Building $419,600 | $619,600 Land $200,000 Building $419,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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