20202 Ainsley St, Estero, FL 33928 Property Records

Lee County property record for 20202 Ainsley St, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · built 2023
Lot Size	0.133 acres (5,783 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Sep 2026)
Tax Bill	$7,439 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-46-26-E2-02000.0250`

Property Details

APN / Parcel Number

Primary APN	`30-46-26-E2-02000.0250`
Alternative APNs	`263046E2020000250` `10613022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	5,783 sqft (0.133 acres)
Porch	Porch
Porch Area	36 sqft

Location & Zoning

Account Number	10613022
Street Address	20202 AINSLEY ST
City	ESTERO
State	FL
Zip	33928-4059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	RIVERCREEK PHASE ONE AS DESC IN INST# 2022000118043 LOT 25
Legal Subdivision	RIVERCREEKPHASE ONE
Legal Block	4
Legal Lot Number	25
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4005
Census Tract	50311

Owner

20202 Ainsley St is owned and occupied by two individuals who bought it in September 2026.

Source: Lee County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20202 AINSLEY ST, ESTERO, FL 33928-4059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage LOGAN FINANCE CORPORATION
Oct 5, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Oct 5, 2023 · Amount on File
Deed Document Number	2026250280
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 25, 2026
Property Address	20202 AINSLEY ST, ESTERO, FL 33928-4059
Document Number	0000250280
Instrument Date	Sep 21, 2026
Instrument	2026250280
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	ENCORE TITLE, ENCORE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20202 AINSLEY ST, ESTERO, FL 33928-4059

Mortgage

Document Number	0000250281,
Date	Sep 25, 2026
Instrument	2026250281

Lender

Name	LOGAN FINANCE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 5, 2023
Property Address	20202 AINSLEY ST, ESTERO, FL 33928-4059
Document Number	0000325107
Map Reference	DOC 2022000118043
Instrument Date	Oct 3, 2023
Instrument	2023000325107
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,110.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20202 AINSLEY ST, ESTERO, FL 33928-4059

Mortgage

Document Number	0000325108
Date	Oct 5, 2023
Instrument	2023000325108

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 20202 Ainsley St was $7,439.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,510 (+2.7%)	$545,262 (+14.68%) Land $61,370 Building $483,892
2025	$7,439.00 Homeowner's exemption	$432,824	$475,454 Land $67,023 Building $408,431
2023	$3,335.00 (+338.82%)	$90,788 (+57.54%) Land $90,788	$90,788 (+57.54%) Land $90,788
2022	$760.00	$57,629 Land $57,629	$57,629 Land $57,629

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20202 Ainsley St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20202 Ainsley St is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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