20201 Cherry Ln, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20201 Cherry Ln, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,932 sqft · built 1955
Lot Size	0.233 acres (10,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,500,000 (Jan 2020)
Tax Bill	$32,956 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`386-54-045`

Property Details

APN / Parcel Number

Primary APN	`386-54-045`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
Gross Area	1,269 sqft
1st Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	10,147 sqft (0.233 acres)
Lot Dimensions	139 ft deep x 73 ft wide
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20201 CHERRY LN
City	SARATOGA
State	CA
Zip	95070-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	TRACT 1111 AZULE HOMESITES BOOK 42 PAGE 31 LOT 75
Legal Subdivision	AZULE HOMESITES
Legal Tract	1111
Legal Lot Number	75
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	507401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20201 CHERRY LN, SARATOGA, CA 95070-3135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 22, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 29, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jul 26, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Mar 22, 2006 · Amount on Record
Deed Document Number	202024385211
Prior Transfer Date	Mar 25, 1994
Prior Transfer Doc	0012576345
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20201 CHERRY LN, SARATOGA, CA 95070-3135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023723687
Date	Aug 10, 2017
Instrument	23723687

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 22, 2020
Property Address	20201 CHERRY LN, SARATOGA, CA 95070-3135
Document Number	0024385211
Map Reference	MB 42 PG 31
Instrument Date	Jan 13, 2020
Instrument	24385211
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20201 CHERRY LN, SARATOGA, CA 95070-3135

Mortgage

Document Number	0024385212
Date	Jan 22, 2020
Instrument	24385212

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year LIBOR
Max Rate	7.25%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20201 CHERRY LN, SARATOGA, CA 95070-3135
Document Number	0024170946
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20201 CHERRY LN SARATOGA CA 950703135, SARATOGA, CA 95070-3135

Mortgage

Document Number	0024170946
Date	May 3, 2019
Instrument	24170946

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20201 CHERRY LN, SARATOGA, CA 95070-3135
Document Number	0023996216
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20201 CHERRY LN SARATOGA CA 950703135, SARATOGA, CA 95070-3135

Mortgage

Document Number	0023996216
Date	Aug 3, 2018
Instrument	23996216

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,788,792 (+2%) Land $2,231,036 Building $557,756
2025	$32,956.00 (+3.64%) Homeowner's exemption	$2,734,111 (+4.04%) Land $2,187,291 Building $546,820
2023	$31,798.00 (+1.4%) Homeowner's exemption	$2,627,944 Land $2,102,356 Building $525,588
2022	$31,360.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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