20190 Cherry Ln, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20190 Cherry Ln, Saratoga, CA 95070

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,496 sqft · built 1955
Lot Size0.224 acres (9,750 sqft)
OwnerCompany Name on File
Last Sale$2,320,000 (Feb 2017)
Tax Bill$32,471 (2025)
Deeds & MortgagesJan 2023 Transfer
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN386-54-023

Property Details

APN / Parcel Number

Primary APN386-54-023

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,496 sqft Living Area
Gross Area1,068 sqft
1st Floor Area1,068 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleL-Shape
Construction TypeWood
Lot Area9,750 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address20190 CHERRY LN
CitySARATOGA
StateCA
Zip95070-3136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR110
Legal DescriptionTRACT 1111 AZULE HOMESITES BOOK 42 PAGE 31 LOT 73
Legal SubdivisionAZULE HOMESITES
Legal Tract1111
Legal Lot Number73
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2006
Census Tract507401

Owner

Source: Santa Clara County records · APN 386-54-023

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20190 CHERRY LN, SARATOGA, CA 95070-3136
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Intrafamily Transfer, Transfer
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 24, 2017Grant Deed, Transfer
BANK OF AMERICA
Jan 13, 2017Affidavit of Death, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 24, 2017 · Amount on Record
Deed SaleFeb 24, 2017 · Amount on Record
Prior SaleNov 29, 1995 · Amount on Record
Deed Document Number201723588492
Last Transfer DateJan 10, 2023
Transfer Doc0025428851
Record UpdatedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJan 24, 2023
Property Address20190 CHERRY LN, SARATOGA, CA 95070-3136
Document Number0025428851
Map ReferenceMB 42 PG 31
Instrument DateJan 10, 2023
Instrument25428851
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20190 CHERRY LN, SARATOGA, CA 95070-3136

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address20190 CHERRY LN, SARATOGA, CA 95070-3136
Transaction TypeMortgage
Record UpdatedApr 07, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address20190 CHERRY LN, SARATOGA, CA 95070-3136

Mortgage

Document Number0024896811
DateMar 30, 2021
Instrument24896811
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address20190 CHERRY LN, SARATOGA, CA 95070-3136
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024372663
DateJan 03, 2020
Instrument24372663
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateFeb 24, 2017
Property Address20190 CHERRY LN, SARATOGA, CA 95070-3136
Document Number0023588492
Instrument DateFeb 15, 2017
Instrument23588492
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,552.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address20190 CHERRY LN SARATOGA CA 950703136, SARATOGA, CA 95070-3136

Mortgage

Document Number23588493
DateFeb 24, 2017
Instrument23588493
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 23, 2047

January 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CLARA CA
Recording DateJan 13, 2017
Property Address20190 CHERRY LN, SARATOGA, CA 95070-3136
Document Number0023557851
Instrument DateJan 12, 2017
Instrument23557851
Transaction TypeTransfer
Record UpdatedJan 24, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20190 CHERRY LN SARATOGA CA 950703136, SARATOGA, CA 95070-3136

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySaratoga City
Elementary School DistrictCupertino Union Elementary School District (KG - 08)
Secondary School DistrictFremont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,746,403 (+2%) Land $2,190,022 Building $556,381
2025$32,471.00 (+3.65%) Homeowner's exemption$2,692,553 (+4.04%) Land $2,147,081 Building $545,472
2023$31,329.00 (+1.39%) Homeowner's exemption$2,588,000 Land $2,063,708 Building $524,292
2022$30,901.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: California Internet.

Based on FCC filings for 457 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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