2020 Ymca Ln, Counce, TN 38326 Property Records

Hardin County property record for 2020 Ymca Ln, Counce, TN 38326

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,624 sqft · built 1958
Lot Size	0.913 acres (39,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,451,000 (Jul 2022)
Tax Bill	$1,986 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`036173C C 01000`

Property Details

APN / Parcel Number

Primary APN	`036173C C 01000`
Alternative APN	`173C C 01000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,624 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,780 sqft (0.913 acres)
Lot Dimensions	204 ft deep x 195 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,020 sqft
Deck Area	798 sqft
Patio Area	1,022 sqft
Utility Building	1 sqft
Boat House	780 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2020 YMCA LN
City	COUNCE
State	TN
Zip	38326-4548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANEY HOLLOW S D 28
Legal Subdivision	CANEY HOLLOW S D
Legal Lot Number	28
Jurisdiction	HARDIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3020
Census Tract	920600

Owner

Source: Hardin County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	556 WILLIAMSBURG LN, MEMPHIS, TN 38117-3634
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL FEDERAL BANK
Jun 23, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Oct 9, 1987 · Amount on Record
Deed Document Number	2022163311
Deed Book / Page	805 / 606
Prior Transfer Date	Jun 23, 2022
Prior Transfer Doc	0000802876
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Jul 22, 2022
Property Address	2020 YMCA LN, COUNCE, TN 38326-4548
Document Number	0000805606
Book / Page	805 / 606
Map Reference	CAB 2 SH 5
Instrument Date	Jul 20, 2022
Instrument	163311
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	MID-SOUTH TITLE SERVICES LLC, MID SOUTH TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,368.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 WILLIAMSBURG LN, MEMPHIS, TN 38117-3634
Investor	Possibly a Property Investor

Mortgage

Document Number	0000163312
Date	Jul 22, 2022
Instrument	163312

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN TN
Recording Date	Jun 23, 2022
Property Address	2020 YMCA LN, COUNCE, TN 38326-4548
Document Number	0000802876
Book / Page	802 / 876
Map Reference	CAB 2 SH 5
Instrument Date	Jun 23, 2022
Instrument	162689
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 LEGENDS DR, COUNCE, TN 38326-3735

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,986.00 (-47.43%)	$113,475 (-47.43%) Land $112,500 Building $975
2023	$3,778.00 (+34.88%)	$215,875 (+58.76%) Land $112,500 Building $103,375	$453,900 (-16.55%) Land $450,000 Building $3,900
2022	$2,801.00	$135,975 Land $100,000 Building $35,975	$543,900 Land $400,000 Building $143,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HARDIN COUNTY serves 7,602 people · EPA ID TN0000546
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Brightspeed.

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