1920 Ymca Ln, Counce, TN 38326 Property Records

Hardin County property record for 1920 Ymca Ln, Counce, TN 38326

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,420 sqft · built 1960
Lot Size	0.92 acres (40,092 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (May 1999)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Sep 2022 Transfer Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036173C C 00600`

Property Details

APN / Parcel Number

Primary APN	`036173C C 00600`
Alternative APN	`173C C 00600`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,420 sqft Living Area
1st Floor Area	3,100 sqft
Basement Area	320 sqft
Finished Basement	320 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	40,092 sqft (0.92 acres)
Lot Dimensions	156 ft deep x 257 ft wide
Garage Type	Mixed
Garage Area	1,274 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	423 sqft
Deck Area	460 sqft
Patio Area	600 sqft
Boat Access	Boat Access
Boat House	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1920 YMCA LN
City	COUNCE
State	TN
Zip	38326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANEY HOLLOW S D 30
Legal Subdivision	CANEY HOLLOW S D
Legal Lot Number	30
Jurisdiction	HARDIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3020
Census Tract	920600

Owner

Source: Hardin County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6053 RIVER OAKS CV, MEMPHIS, TN 38120-2518
Owner Type	Company
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 14, 2018	Deed of Trust, Mortgage FINANCIAL FED'L BK EQUITY CRED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 1999 · Amount on Record
Deed Sale	May 25, 1999 · Amount on Record
Prior Sale	Feb 18, 1994 · Amount on Record
Deed Book / Page	197 / 978
Last Transfer Date	Aug 30, 2022
Transfer Doc	0000809170
Record Updated	Jun 8, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN TN
Recording Date	Sep 6, 2022
Property Address	1920 YMCA LN, COUNCE, TN 38326
Document Number	0000809170
Book / Page	809 / 170
Map Reference	CAB 2 PG 5
Instrument Date	Aug 30, 2022
Instrument	164184
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6053 RIVER OAKS CV, MEMPHIS, TN 38120-2518

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	1920 YMCA LN, COUNCE, TN 38326
Document Number	695733
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1920 YMCA LN COUNCE TN 38326, COUNCE, TN 38326

Mortgage

Document Number	695733
Date	Sep 20, 2018
Book Page	000695/000733
Instrument	137850

Lender

Name	FINANCIAL FED'L BK EQUITY CRED
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 19, 2023

Interest

Rate	5.06%

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,965.00	$226,550 (-) Land $112,500 Building $114,050
2023	$3,965.00 (+19%)	$226,550 (+40.06%) Land $112,500 Building $114,050	$906,200 (+40.06%) Land $450,000 Building $456,200
2022	$3,332.00	$161,750 Land $100,000 Building $61,750	$647,000 Land $400,000 Building $247,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HARDIN COUNTY serves 7,602 people · EPA ID TN0000546
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Brightspeed.

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