2020 Key Largo Dr, Dubuque, IA 52002 Property Records

Dubuque County property record for 2020 Key Largo Dr, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1967
Lot Size	0.159 acres (6,944 sqft)
Owner	Company Name on File
Last Sale	$2,126,500 (Nov 2024)
Tax Bill	$2,110 (2024)
Deeds & Mortgages	Nov 2024 Sale & Line of Credit Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-406-006`

Property Details

APN / Parcel Number

Primary APN	`10-21-406-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	6,944 sqft (0.159 acres)
Lot Dimensions	112 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2020 KEY LARGO DR
City	DUBUQUE
State	IA
Zip	52002-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 13 BLK 14A KEY KNOLLS SUB
Legal Subdivision	KENNEDY
Legal Block	14A
Legal Lot Number	13
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1015
Census Tract	1205

Owner

2020 Key Largo Dr is owned by a company that bought it in November 2024.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Company Name on File
Mailing Address	3250 KENNEDY CIR STE 7, 7, DUBUQUE, IA 52002-3886
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Warranty Deed, Transfer · Line of Credit KERNDT BROTHERS SAVINGS BANK
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jun 21, 2022	Warranty Deed, Transfer · Line of Credit GREENSTATE CU
Dec 5, 2017	Grant Deed NOT AVAILABLE
Nov 15, 2017	Intrafamily Transfer, Transfer BELLEVUE STATE BANK
Dec 27, 2017	Grant Deed, Mortgage · Line of Credit BELLEVUE ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Document Number	0202410852
Deed Book / Page	2024 / 10852
Record Updated	Jun 8, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 12, 2024
Property Address	2020 KEY LARGO DR, DUBUQUE, IA 52002-3730
Document Number	0000010850
Instrument Date	Nov 12, 2024
Instrument	2024-00010850
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 KENNEDY CIR STE 7, 7, DUBUQUE, IA 52002-3886
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010873
Date	Nov 12, 2024
Instrument	2024-00010873

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2020 KEY LARGO DR, DUBUQUE, IA 52002-3730
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013447
Date	Nov 2, 2022
Instrument	2022-00013447

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Jun 21, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 21, 2022
Property Address	2020 KEY LARGO DR, DUBUQUE, IA 52002-3730
Document Number	0000007778
Instrument Date	Jun 21, 2022
Instrument	2022-00007778
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,503.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 KENNEDY CIR, DUBUQUE, IA 52002-3861
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007779
Date	Jun 21, 2022
Instrument	2022-00007779

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2052

December 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 5, 2017
Property Address	2020 KEY LARGO DR, DUBUQUE, IA 52002-3730
Document Number	0000015069
Instrument Date	Nov 15, 2017
Instrument	15069
Record Updated	Jan 22, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886
Investor	Possibly a Property Investor

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	Nov 15, 2017
Property Address	2020 KEY LARGO DR, DUBUQUE, IA 52002-3730
Document Number	0000014179
Instrument Date	Nov 15, 2017
Instrument	2017-00014179
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 762, DUBUQUE, IA 52004-0762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 KENNEDY CIR STE 7, 7, DUBUQUE, IA 52002-3886
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014184
Date	Nov 15, 2017
Instrument	2017-00014184

Lender

Name	BELLEVUE STATE BANK
Type	Bank
Address	BELLEVUE, IA 52031

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 27, 2017
Property Address	2020 KEY LARGO DR, DUBUQUE, IA 52002-3730
Instrument Date	Nov 15, 2017
Instrument	15856
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2020 KEY LARGO DUBUQUE IA 52001, DUBUQUE, IA 52001
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015856
Date	Dec 27, 2017
Instrument	15856

Lender

Name	BELLEVUE ST BK
Type	Bank
Address	BELLEVUE, IA 52031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,300 Land $36,700 Building $134,600	$171,300 Land $36,700 Building $134,600
2024	$2,110.00
2023		$144,200 (+20.54%) Land $31,900 Building $112,300	$144,200 Land $31,900 Building $112,300
2022	$2,062.00	$119,630 Land $28,740 Building $90,890
2021			$119,630 Land $28,740 Building $90,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2020 Key Largo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1999 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2020 Key Largo Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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