2013 Key Largo Dr, Dubuque, IA 52002 Property Records

Dubuque County property record for 2013 Key Largo Dr, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 887 sqft · built 1970
Lot Size	0.173 acres (7,560 sqft)
Owner	2 Individual Names on File
Last Sale	$177,900 (Nov 2020)
Tax Bill	$2,648 (2024)
Deeds & Mortgages	Oct 2023 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-405-013`

Property Details

APN / Parcel Number

Primary APN	`10-21-405-013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	887 sqft Living Area
1st Floor Area	887 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Game Room	Game Room

Exterior

Year Built	Built 1970
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	7,560 sqft (0.173 acres)
Lot Dimensions	105 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2013 KEY LARGO DR
City	DUBUQUE
State	IA
Zip	52002-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1 BLK 14 KEY KNOLLS SUB
Legal Subdivision	KENNEDY
Legal Block	14
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1016
Census Tract	1205

Owner

2013 Key Largo Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2013 KEY LARGO DR, DUBUQUE, IA 52002-3731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Nov 2, 2020	Warranty Deed, Transfer SERVION INC
Mar 17, 2022	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Deed Document Number	0002017127
Deed Book / Page	20 / 17127
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2013 KEY LARGO DR, DUBUQUE, IA 52002-3731
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 KEY LARGO DR, DUBUQUE, IA 52002-3731

Mortgage

Document Number	0000009513
Date	Oct 5, 2023
Instrument	2023-00009513

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2013 KEY LARGO DR, DUBUQUE, IA 52002-3731
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 KEY LARGO DR, DUBUQUE, IA 52002-3731

Mortgage

Document Number	0000006703
Date	May 25, 2022
Instrument	2022-00006703

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2013 KEY LARGO DR, DUBUQUE, IA 52002-3731
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006479
Date	May 18, 2020
Instrument	2020-00006479

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 2, 2020
Property Address	2013 KEY LARGO DR, DUBUQUE, IA 52002-3731
Document Number	0000017127
Instrument Date	Oct 16, 2020
Instrument	17127
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2013 KEY LARGO DR DUBUQUE IA 520023731, DUBUQUE, IA 52002-3731

Mortgage

Document Number	17128
Date	Nov 2, 2020
Instrument	17128

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 17, 2022
Property Address	2013 KEY LARGO DR, DUBUQUE, IA 52002-3731
Document Number	0000003515
Instrument Date	Oct 16, 2020
Instrument	2022-00003515
Record Updated	Aug 16, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2013 KEY LARGO DR, DUBUQUE, IA 52002-3731

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,800 Land $42,200 Building $171,600	$213,800 Land $42,200 Building $171,600
2024	$2,648.00
2023		$194,400 (+25.63%) Land $36,700 Building $157,700	$194,400 Land $36,700 Building $157,700
2022	$2,516.00 Homeowner's exemption	$154,740 Land $33,050 Building $121,690
2021			$154,740 Land $33,050 Building $121,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2013 Key Largo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1999 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2013 Key Largo Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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