2020 Cascade Trl, Mc Gregor, TX 76657 Property Records

McLennan County property record for 2020 Cascade Trl, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,524 sqft · built 2006
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$678,832 (Jan 2021)
Tax Bill	$12,002 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-227600-002544-0`

Property Details

APN / Parcel Number

Primary APN	`36-227600-002544-0`
Alternative APN	`326043`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	1 Story
Building Area	4,524 sqft Living Area
Gross Area	5,361 sqft
1st Floor Area	4,524 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stone
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	265 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	837 sqft
Driveway	Concrete Driveway
Driveway Area	2,000 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	562 sqft
Patio Area	415 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2020 CASCADE TRL
City	MCGREGOR
State	TX
Zip	76657-4021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HIDDEN VALLEY LOT 44 BLOCK 9 ACRES .95
Legal Subdivision	HIDDEN VALLEY
Legal Block	9
Legal Lot Number	44
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	4
Census Block	4001
Census Tract	3902

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2020 CASCADE TRL, MCGREGOR, TX 76657-4021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 6, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Oct 19, 2007 · Amount on Record
Deed Document Number	20212066
Prior Transfer Date	Oct 18, 2007
Prior Transfer Doc	0000038144
Record Updated	Oct 29, 2026

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 19, 2021
Property Address	2020 CASCADE TRL, MC GREGOR, TX 76657-4021
Document Number	0000002066
Map Reference	FILE 2004001801
Instrument Date	Jan 15, 2021
Instrument	2021002066
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 HUNTERS RUN, 308, WOODWAY, TX 76712-8805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 CASCADE TRL, MC GREGOR, TX 76657-4021

Mortgage

Document Number	0000002067
Date	Jan 19, 2021
Instrument	2021002067

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2020 CASCADE TRL, MC GREGOR, TX 76657-4021
Document Number	0000040546
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2020 CASCADE TRL MC GREGOR TX 766574021, MC GREGOR, TX 76657-4021

Mortgage

Document Number	0000040546
Date	Nov 12, 2020
Instrument	40546

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76702

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$694,693 (-7%) Land $158,493 Building $536,200	$694,693 (-7%) Land $158,493 Building $536,200
2025	$12,002.00 (-14.55%) Homeowner's exemption Senior Citizen's exemption	$746,982 (-12.12%) Land $144,010 Building $602,972	$746,982 (-12.12%) Land $144,010 Building $602,972
2024	$14,046.00 (+3.82%)
2023		$850,000 Land $125,390 Building $724,610	$850,000 Land $125,390 Building $724,610
2022	$13,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2023–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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