1040 Cascade Trl, Mc Gregor, TX 76657 Property Records

McLennan County property record for 1040 Cascade Trl, Mc Gregor, TX 76657

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 4,616 sqft · built 2004
Lot Size0.901 acres (39,252 sqft)
OwnerIndividual Name on Record
Tax Bill$17,499 (2024)
Deeds & MortgagesMay 2020 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN362276000024300

Property Details

APN / Parcel Number

Primary APN362276000024300
Alternative APN
  • 326036

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area4,616 sqft Living Area
Gross Area5,504 sqft
1st Floor Area3,119 sqft
2nd Floor Area1,287 sqft
AtticAttic
Attic Area210 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace
Security AlarmSecurity Alarm

Exterior

Year BuiltBuilt 2004
Exterior MaterialStone
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area39,252 sqft (0.901 acres)
Lot Dimensions256 ft deep x 154 ft wide
Garage TypeAttached
Garage Area888 sqft
DrivewayDriveway
Driveway Area4,300 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area400 sqft
PorchOpen Porch
Porch Area708 sqft
Patio Area204 sqft
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number326036
Street Address1040 CASCADE TRL
CityMCGREGOR
StateTX
Zip76657-4020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHIDDEN VALLEY LOT 30 BLOCK 8 ACRES .9011
Legal SubdivisionHIDDEN VALLEY
Legal Block8
Legal Lot Number30
JurisdictionMCLENNAN TX
Township / Civil DivisionMCGREGOR
Census Block Group4
Census Block4001
Census Tract3902

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1040 CASCADE TRL, MCGREGOR, TX 76657-4020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
AFFILIATED BANK
Jun 16, 2017Vendor's Lien, Transfer · Conventional Mortgage
INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2017
Deed SaleJun 16, 2017
Prior SaleAug 11, 2014
Deed Document Number2017019345
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1040 CASCADE TRL, MC GREGOR, TX 76657-4020
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016300
DateMay 20, 2020
Instrument2020016300
Lender
NameAFFILIATED BANK
TypeBank
AddressARLINGTON, TX 76015
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

June 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJun 16, 2017
Property Address1040 CASCADE TRL, MC GREGOR, TX 76657-4020
Document Number0000019345
Map ReferenceDOC2004001801
Instrument DateJun 15, 2017
Instrument2017019345
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 MCKENNA CIR, 103, LYNCHBURG, VA 24503-1742

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 CASCADE TRL, MC GREGOR, TX 76657-4020

Mortgage

Document Number0000019347
DateJun 16, 2017
Instrument2017019347
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2037

Mortgage

Document Number0000019346
DateJun 16, 2017
Instrument2017019346
Lender
NameAFFILIATED BANK
TypeBank
AddressARLINGTON, TX 76015
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictMidway Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$968,650 (-4.03%) Land $142,090 Building $826,560$968,650 (-4.03%) Land $142,090 Building $826,560
2024$17,499.00 (+10.6%)
2023$1,009,360 Land $142,090 Building $867,270$1,009,360 Land $142,090 Building $867,270
2022$15,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2023–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100

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