2020 48th St, Lubbock, TX 79412 Property Records

Lubbock County property record for 2020 48th St, Lubbock, TX 79412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,246 sqft · built 1953
Lot Size	0.182 acres (7,950 sqft)
Owner	Company Name on Record
Tax Bill	$1,574 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Dec 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`R136009`

Property Details

APN / Parcel Number

Primary APN	`R136009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,246 sqft Living Area

Exterior

Year Built	Built 1953
Exterior Material	Asbestos
Foundation Type	Pier/Post & Beam
Roof Material	Other
Lot Area	7,950 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2020 48TH ST
City	LUBBOCK
State	TX
Zip	79412-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	RIDGE CREST BLK 3 L 11
Legal Subdivision	RIDGE CREST
Legal Block	3
Legal Lot Number	11
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2009
Census Tract	2302

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6824 WAYNE AVE STE 3, 3, LUBBOCK, TX 79424-1649
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST
Dec 26, 2019	Warranty Deed, Transfer SERVICE TITLE COMPANY, SERVICE TITLE CO
Nov 14, 2019	Warranty Deed, Transfer SERVICE TITLE COMPANY, SERVICE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019
Deed Sale	Dec 26, 2019
Prior Sale	Nov 14, 2019
Deed Document Number	2019050307
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2020 48TH ST, LUBBOCK, TX 79412-2244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006152
Date	Feb 12, 2020
Instrument	2020006152

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Dec 26, 2019
Property Address	2020 48TH ST, LUBBOCK, TX 79412-2244
Document Number	0000050307
Instrument Date	Dec 19, 2019
Instrument	50307
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6824 WAYNE AVE #3 LUBBOCK TX 794241649, 3, LUBBOCK, TX 79424-1649

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Nov 14, 2019
Property Address	2020 48TH ST, LUBBOCK, TX 79412-2244
Document Number	0000044572
Instrument Date	Nov 7, 2019
Instrument	44572
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6301 INDIANA AVE LUBBOCK TX 794135713, LUBBOCK, TX 79413-5713

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,574.00 (-2.6%)	$89,000 (-) Land $3,300 Building $85,700	$89,000 (-) Land $3,300 Building $85,700
2024	$1,616.00 (-2.3%)
2023	$1,654.00 (+1.22%)	$89,000 Land $3,300 Building $85,700	$89,000 Land $3,300 Building $85,700
2022	$1,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2009–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet.

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