2019 48th St, Lubbock, TX 79412 Property Records

Lubbock County property record for 2019 48th St, Lubbock, TX 79412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 1955
Lot Size	0.19 acres (8,288 sqft)
Owner	Individual on Record
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R137578`

Property Details

APN / Parcel Number

Primary APN	`R137578`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,190 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Exterior Material	Asbestos
Foundation Type	Pier/Post & Beam
Lot Area	8,288 sqft (0.19 acres)
Lot Dimensions	127 ft deep x 65 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2019 48TH ST
City	LUBBOCK
State	TX
Zip	79412-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	RIDGE CREST BLK 6 L 10
Legal Subdivision	RIDGE CREST
Legal Block	6
Legal Lot Number	10
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2014
Census Tract	2302

Owner

Source: Lubbock County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	2019 48TH ST, LUBBOCK, TX 79412-2243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 10, 2019	Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
May 10, 2019	Warranty Deed, Transfer SERVICE TITLE COMPANY, SERVICE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024
Deed Sale	Sep 20, 2024
Prior Sale	Sep 10, 2019
Deed Document Number	2024-38122
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2019 48TH ST, LUBBOCK, TX 79412-2243
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053812
Date	Oct 19, 2021
Instrument	2021053812

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Sep 10, 2019
Property Address	2019 48TH ST, LUBBOCK, TX 79412-2243
Document Number	0000035338
Map Reference	VOL 418 PG 84
Instrument Date	Sep 6, 2019
Instrument	2019035338
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019-48TH STREET, LUBBOCK, TX 79412-2243

Mortgage

Document Number	0000035339
Date	Sep 10, 2019
Instrument	2019035339

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 10, 2019
Property Address	2019 48TH ST, LUBBOCK, TX 79412-2243
Document Number	0000016740
Instrument Date	May 9, 2019
Instrument	16740
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2709 23RD ST LUBBOCK TX 794101625, LUBBOCK, TX 79410-1625

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,267.00 (-39.52%) Homeowner's exemption	$140,237 (+30.91%) Land $20,000 Building $120,237	$140,237 (+30.91%) Land $20,000 Building $120,237
2024	$2,095.00 (+5.22%)
2023	$1,991.00 (-2.16%) Homeowner's exemption	$107,127 Land $3,575 Building $103,552	$107,127 Land $3,575 Building $103,552
2022	$2,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2009–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet.

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