202 Windsor Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 202 Windsor Dr, Shelby, NC 28150

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.527 acres (22,956 sqft)
Owner	Company Name on File
Last Sale	$432,000 (Aug 2023)
Tax Bill	$47 (2026)
Deeds & Mortgages	Jan 2020 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`21034`

Property Details

APN / Parcel Number

Primary APN	`21034`
Alternative APNs	`1320903` `1311125`

Exterior

Lot Area	22,956 sqft (0.527 acres)
Lot Dimensions	225 ft deep x 100 ft wide

Location & Zoning

Account Number	1311125
Street Address	202 WINDSOR DR
City	SHELBY
State	NC
Zip	28150-6055
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R10
Legal Description	#8 BLK F PB8-41WINDSOR AC
Legal Subdivision	WINDSOR AC
Legal Block	1
Legal Lot Number	8
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1009
Census Tract	951000

Owner

202 Windsor Dr, residential vacant land, is owned by a company that bought it in August 2023.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	130 HOKE POND RD, GROVER, NC 28073-4500
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LNDG INC
May 29, 2019	Correction Deed, Transfer ATTORNEY ONLY
Jul 31, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	May 29, 2019
Deed Document Number	2023200091393
Deed Book / Page	1905 / 1317
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0017921345
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	202 WINDSOR DR, SHELBY, NC 28150-6055
Document Number	0018060938
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 WINDSOR DR SHELBY NC 281506055, SHELBY, NC 28150-6055

Mortgage

Document Number	0018060938
Date	Jan 27, 2020
Book Page	001806/000938
Instrument	35335

Lender

Name	JFQ LNDG INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

May 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 29, 2019
Property Address	202 WINDSOR DR, SHELBY, NC 28150-6055
Document Number	0017921345
Book / Page	001792 / 001345
Instrument Date	May 24, 2019
Instrument	26744
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 WINDSOR DR SHELBY NC 281506055, SHELBY, NC 28150-6055

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 31, 2018
Property Address	202 WINDSOR DR, SHELBY, NC 28150-6055
Document Number	0017730131
Book / Page	1773 / 0131
Map Reference	PL 8 PG 41
Instrument Date	Jul 31, 2018
Instrument	200016392
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 1 5 SMITH HARBOR DRIVE, 23, DENVER, NC 28037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 WINDSOR DR, SHELBY, NC 28150-6055

Mortgage

Document Number	0200016393
Date	Jul 31, 2018
Instrument	200016393

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 202 Windsor Dr was $47, up 2.2% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$47.00 (+2.17%)	$4,707 (-) Land $4,707	$4,707 (-) Land $4,707
2025	$46.00	$4,707 Land $4,707	$4,707 Land $4,707
2023		$4,665 Land $4,665	$4,665 Land $4,665

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 202 Windsor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	19 (1980–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Windsor Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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