219 Windsor Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 219 Windsor Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	3,048 sqft · built 1965
Lot Size	0.503 acres (21,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,000 (Sep 2020)
Tax Bill	$3,078 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21047`

Property Details

APN / Parcel Number

Primary APN	`21047`
Alternative APN	`1333044`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,048 sqft Finished Area
Upper Floors Area	482 sqft
Attic	Attic
Attic Area	804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Metal
Lot Area	21,948 sqft (0.503 acres)
Lot Dimensions	186 ft deep x 118 ft wide
Garage Type	Carport
Garage Area	693 sqft
Carport	Carport
Carport Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,040 sqft
Porch	Slab
Porch Area	225 sqft
Storage Building	126 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1333044
Street Address	219 WINDSOR DR
City	SHELBY
State	NC
Zip	28150-6067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT#9 BLK A PB8-41 WINDSR AC SD
Legal Subdivision	WINDSOR ACRES
Legal Block	3
Legal Lot Number	9
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1013
Census Tract	951000

Owner

Source: Cleveland County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	219 WINDSOR DR, SHELBY, NC 28150-6067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Feb 1, 2012 · Amount on Record
Deed Document Number	202043981
Deed Book / Page	1821 / 737
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Oct 7, 2026
Property Address	219 WINDSOR DR, SHELBY, NC 28150-6067
Document Number	0200134558
Book / Page	1986 / 964
Instrument Date	Oct 2, 2026
Instrument	2026200134558
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 WINDSOR DR, SHELBY, NC 28150-6067

Mortgage

Document Number	0200134558,
Date	Oct 7, 2026
Book Page	1986/964
Instrument	2026200134558

Lender

Name	HOMETRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	219 WINDSOR DR, SHELBY, NC 28150-6067
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017370058
Date	Feb 24, 2017
Book Page	1737/0058
Instrument	2017-001970

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 9, 2020
Property Address	219 WINDSOR DR, SHELBY, NC 28150-6067
Document Number	0018210737
Book / Page	1821 / 737
Map Reference	MB 8 PG 41
Instrument Date	Sep 9, 2020
Instrument	200043981
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 HILLSIDE DR, 109, SHELBY, NC 28150-5513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 WINDSOR DR, SHELBY, NC 28150-6067

Mortgage

Document Number	0001821740
Date	Sep 9, 2020
Instrument	1821/740

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,078.00 (+1.15%)	$305,879 (-) Land $32,430 Building $273,449	$305,879 (-) Land $32,430 Building $273,449
2025	$3,043.00	$305,879 (+35.77%) Land $32,430 Building $273,449	$305,879 (+35.77%) Land $32,430 Building $273,449
2023		$225,296 Land $32,430 Building $192,866	$225,296 Land $32,430 Building $192,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	19 (1980–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Ripple Fiber.

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