202 Sunset, Hudson, IA 50643 Property Records

Black Hawk County property record for 202 Sunset, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 1961
Lot Size	0.352 acres (15,352 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Jul 2011)
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8814-27-481-011`

Property Details

APN / Parcel Number

Primary APN	`8814-27-481-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	1,448 sqft
Finished Basement	38 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,352 sqft (0.352 acres)
Lot Dimensions	152 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	252 sqft
Deck Area	Deck Area
Patio Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	202 SUNSET
City	HUDSON
State	IA
Zip	50643-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET TERRACE ADDITION LOT 41
Legal Range	14W
Legal Township	88N
Legal Section	27
Legal Subdivision	SUNSET TERRACE ADDITION
Legal Lot Number	41
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	1
Census Block	1069
Census Tract	3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 SUNSET, HUDSON, IA 50643-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
May 15, 2017	Deed of Trust, Mortgage · ARM BANKIOWA
May 15, 2017	Intrafamily Transfer, Transfer · Closed-End Mortgage BANKIOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2011 · Amount on Record
Deed Sale	Jul 8, 2011 · Amount on Record
Deed Document Number	20112012000531
Last Transfer Date	May 8, 2017
Transfer Doc	0000019858
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	202 SUNSET, HUDSON, IA 50643-2223
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009168
Date	Oct 28, 2020
Instrument	202100009168

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	HUDSON, IA 50643

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 27, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	202 SUNSET, HUDSON, IA 50643-2223
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700019859
Date	May 15, 2017
Instrument	2017-00019859

Lender

Name	BANKIOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	May 15, 2017
Property Address	202 SUNSET, HUDSON, IA 50643-2223
Document Number	201700019858
Instrument Date	May 8, 2017
Instrument	2017-00019858
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 SUNSET RD, HUDSON, IA 50643

Mortgage

Document Number	201700019860
Date	May 15, 2017
Instrument	2017-00019860

Lender

Name	BANKIOWA
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Jun 1, 2023

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,242.00 (+14.46%)	$252,860 (+14.06%) Land $33,480 Building $219,380	$252,860 (+14.06%) Land $33,480 Building $219,380
2024	$3,706.00 (+6.01%)
2023		$221,700 (+18.82%) Land $33,480 Building $188,220	$221,700 (+18.82%) Land $33,480 Building $188,220
2022	$3,496.00	$186,590 Land $33,480 Building $153,110
2021			$186,590 Land $33,480 Building $153,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1990–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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