202 Shetland Hills W, Fallbrook, CA 92028 Property Records

San Diego County property record for 202 Shetland Hills W, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,205 sqft · built 2020
Lot Size	0.19 acres (8,295 sqft)
Owner	2 Trust Names on File
Last Sale	$930,000 (Jul 2023)
Tax Bill	$8,123 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2020 Sale & Mortgage
APN	`108-509-23-00`

Property Details

APN / Parcel Number

Primary APN	`108-509-23-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,205 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,295 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	202 SHETLAND HLS W
City	FALLBROOK
State	CA
Zip	92028-6530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 55 TR 016187
Legal Subdivision	SAN DIEGO 5338-6
Legal Tract	016187
Legal Block	1
Legal Lot Number	55
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1056
Census Tract	19002

Owner

202 Shetland Hills W is owner-occupied and held in a trust since May 2024.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	202 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 21, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	2023194425
Last Transfer Date	May 7, 2024
Transfer Doc	0000124637
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2023
Property Address	202 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Document Number	0000194425
Map Reference	MAP 16187
Instrument Date	Jul 10, 2023
Instrument	2023-0194425
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 SHETLAND HLS W, FALLBROOK, CA 92028-6530

Mortgage

Document Number	0000194426
Date	Jul 21, 2023
Instrument	2023-0194426

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2020
Property Address	202 SHETLAND HLS W, FALLBROOK, CA 92028-6530
Document Number	0000821856
Map Reference	FILE 2017-7000111
Instrument Date	Dec 10, 2020
Instrument	2020-0821856
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	202 SHETLAND HLS W, FALLBROOK, CA 92028-6530

Mortgage

Document Number	0000821857
Date	Dec 21, 2020
Instrument	2020-0821857

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 202 Shetland Hills W was $8,123 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$437,319 (+2%) Land $129,009 Building $308,310
2025	$8,123.00 Homeowner's exemption	$428,745 Land $126,480 Building $302,265
2023	$10,829.00 (+0.66%) Homeowner's exemption	$704,332 Land $208,080 Building $496,252
2022	$10,758.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 202 Shetland Hills W; there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	19 (1978–2019)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Mar 2019
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Shetland Hills W is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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