Cherokee County property record for 202 Saddle Dr, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,050 sqft · built 1974 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on Record |
| Last Sale | $27,500 (Apr 2017) |
| Tax Bill | $1,403 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 020690-23-3 |
| Primary APN | 020690-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Siding |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Street Address | 202 SADDLE DR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-6741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 202 SADDLE DR LT#3 FM TAYLOR $27500 |
| Legal Subdivision | BRIARCREEK SUBDIVISION AS PER PLAT |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970501 |
Source: Cherokee County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 280 GOSSETT RD, SPARTANBURG, SC 29307-5452 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PDL MORTGAGE LLC |
| Apr 21, 2017 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on Record |
| Deed Sale | Apr 21, 2017 · Amount on Record |
| Prior Sale | Dec 15, 2005 · Amount on Record |
| Deed Document Number | 20171940 |
| Deed Book / Page | 93 / 2530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jun 15, 2026 |
| Property Address | 202 SADDLE DR, GAFFNEY, SC 29340-6741 |
| Document Number | 0000003320 |
| Book / Page | 199 / 2218 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20263320 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 280 GOSSETT RD, SPARTANBURG, SC 29307-5452 |
| Document Number | 0000003320, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 199/2218 |
| Instrument | 20263320 |
| Name | PDL MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Apr 21, 2017 |
| Property Address | 202 SADDLE DR # 3, 3, GAFFNEY, SC 29340-6741 |
| Document Number | 0000932530 |
| Book / Page | 000093 / 002530 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 1940 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $101.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 280 GOSSETT RD SPARTANBURG SC 293075413, SPARTANBURG, SC 29307-5413 |
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,403.00 (+5.73%) | $4,100 (-) Land $480 Building $3,620 | $69,900 (-) Land $8,000 Building $61,900 |
| 2023 | $1,327.00 | $4,100 Land $480 Building $3,620 | $69,900 Land $8,000 Building $61,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRAYTONVILLE WATER DIST serves 5,456 people · EPA ID SC1120003 |
|---|---|
| Water Source | Purchased surface water from GAFFNEY BPW |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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