Cherokee County property record for 106 Saddle Dr, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,286 sqft · built 1975 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $473 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 027827-23-3 |
| Primary APN | 027827-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,286 sqft Living Area |
| Basement Area | 1,044 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Slab |
| Street Address | 106 SADDLE DR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-6740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 106 SADDLE DR LT#1 WILLIAM HOWARD 9T 237 7V34 KP |
| Legal Subdivision | BRIARCREEK SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970501 |
Source: Cherokee County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 216 CHESTNUT RIDGE RD, GAFFNEY, SC 29340-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2004 |
| Deed Sale | Jun 10, 2004 |
| Deed Book / Page | 182 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Sep 29, 2026 |
| Property Address | 106 SADDLE DR, GAFFNEY, SC 29340-6740 |
| Document Number | 0000005568 |
| Book / Page | 204 / 910 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 20265568 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 CHESTNUT RIDGE RD, GAFFNEY, SC 29340-4902 |
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $473.00 (+18.25%) Homeowner's exemption | $3,600 (-) Land $320 Building $3,280 | $91,700 (-) Land $8,000 Building $83,700 |
| 2023 | $400.00 | $3,600 Land $320 Building $3,280 | $91,700 Land $8,000 Building $83,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRAYTONVILLE WATER DIST serves 5,456 people · EPA ID SC1120003 |
|---|---|
| Water Source | Purchased surface water from GAFFNEY BPW |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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