202 S Phillips Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 202 S Phillips Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 4,690 sqft · built 1923
Lot Size	0.187 acres (8,128 sqft)
Owner	Company Name on Record
Tax Bill	$5,754 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-16-358-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-16-358-003-000`
Alternative APN	`43066`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	4,690 sqft Heated Area
1st Floor Area	4,954 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	8,128 sqft (0.187 acres)
Lot Dimensions	150 ft deep x 32 ft wide
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	43066
Street Address	202 S PHILLIPS AVE
City	SIOUX FALLS
State	SD
Zip	57104-6320
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	TRACT 2 FARIS SUB PT LOTS 1 & 2 BLOCK 20 J L PHILLIPS ADDN TO CITY OF SIOUX FA LLS
Legal Subdivision	PHILLIPS ADDN
Legal Tract	2
Legal Block	20
Legal Lot Number	1-2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2002
Census Tract	701

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1605 W HOLLY BLVD, BRANDON, SD 57005-2571
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage CT BUSINESS FINANCE
Aug 18, 2026	Deed of Trust, Mortgage FIRST SAVINGS BANK
Aug 18, 2026	Deed of Trust, Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 18, 2026
Property Address	202 S PHILLIPS AVE, SIOUX FALLS, SD 57104-6320
Document Number	0000166830
Book / Page	2021-M / 537
Instrument Date	Aug 17, 2026
Instrument	2026166830
Transaction Type	Mortgage
Record Updated	Oct 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 W HOLLY BLVD, BRANDON, SD 57005-2571

Mortgage

Document Number	0000166830,
Date	Aug 18, 2026
Book Page	2021-M/537
Instrument	2026166830

Lender

Name	CT BUSINESS FINANCE

Agreement

Amount	Amount Recorded
Term	302 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 18, 2026
Property Address	202 S PHILLIPS AVE, SIOUX FALLS, SD 57104-6320
Document Number	0000166828
Book / Page	2021-M / 535
Instrument Date	Aug 10, 2026
Instrument	2026166828
Transaction Type	Mortgage
Record Updated	Oct 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166828,
Date	Aug 18, 2026
Book Page	2021-M/535
Instrument	2026166828

Lender

Name	FIRST SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Feb 10, 2027

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 18, 2026
Property Address	202 S PHILLIPS AVE, SIOUX FALLS, SD 57104-6320
Document Number	0000166826
Book / Page	2021-M / 533
Instrument Date	Aug 10, 2026
Instrument	2026166826
Transaction Type	Mortgage
Record Updated	Oct 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166826,
Date	Aug 18, 2026
Book Page	2021-M/533
Instrument	2026166826

Lender

Name	FIRST SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$636,600 (+83.88%) Land $133,100 Building $503,500	$636,600 Land $133,100 Building $503,500
2025	$5,754.00	$346,200 (+1.41%) Land $114,900 Building $231,300
2024	$5,754.00 (-7.22%)	$341,400 (+2.52%) Land $114,900 Building $226,500
2022	$6,202.00	$333,000 Land $113,800 Building $219,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, CenturyLink, Verizon.

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