202 S Main St, O Fallon, MO 63366 Property Records

St. Charles County property record for 202 S Main St, O Fallon, MO 63366

Property Summary

Property Type	Commercial
Details	2,432 sqft · built 1915
Lot Size	0.1 acres (4,352 sqft)
Owner	Company Name on File
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Feb 2020 Sale Mar 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`251730A000`

Property Details

APN / Parcel Number

Primary APN	`251730A000`
Alternative APN	`2-056B-4475-01-0001.2000000`

Interior

Stories	1 Story
Building Area	2,432 sqft Gross Area
1st Floor Area	2,432 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	4,352 sqft (0.1 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	251730A000
Street Address	202 S MAIN ST
City	O FALLON
State	MO
Zip	63366-2805
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AB2
Legal Description	W H WILLIAMS ADDN BLK 1 N1/2 LOT 1
Legal Subdivision	WILLIAMS ADDN-OFALLON
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1021
Census Tract	311602

Owner

202 S Main St, a commercial property, is owned by a company that acquired it in February 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	730 AUTUMN VALLEY DR, O FALLON, MO 63366-2181
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 5, 2018	Warranty Deed, Transfer · Line of Credit ENTERPRISE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2020
Deed Sale	Feb 20, 2020
Prior Sale	Mar 5, 2018 · Amount on File
Deed Document Number	2020103510
Deed Book / Page	7233 / 2198
Prior Transfer Date	Dec 21, 2004
Prior Transfer Doc	0000023980
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 20, 2020
Property Address	202 S MAIN ST, O FALLON, MO 63366-2805
Document Number	0072332198
Book / Page	007233 / 002198
Instrument Date	Oct 11, 2019
Instrument	103510
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 5, 2018
Property Address	202 S MAIN ST, O FALLON, MO 63366-2805
Document Number	0068861865
Book / Page	6886 / 1865
Map Reference	MB 2 PG 54
Instrument Date	Feb 26, 2018
Instrument	20180305000115140
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 AUTUMN VALLEY DR, O FALLON, MO 63366-2181

Mortgage

Document Number	20180305000115150
Date	Mar 5, 2018
Instrument	20180305000115150

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 202 S Main St was $3,546, up 4.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,501 (-)	$160,941 (-) Land $32,640 Building $128,301
2025	$3,546.00 (+4.57%)	$51,501	$160,941 Land $32,640 Building $128,301
2024	$3,391.00
2023		$47,934
2022			$149,793 Land $32,640 Building $117,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 S Main St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1981–2022)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 202 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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