103 S Main St, O Fallon, MO 63366 Property Records

St. Charles County property record for 103 S Main St, O Fallon, MO 63366

Property Summary

Property Type	Government / Public Use
Details	1,513 sqft · built 1968
Lot Size	0.619 acres (27,000 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jul 2021)
Deeds & Mortgages	Aug 2020 Line of Credit Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`251527A000`

Property Details

APN / Parcel Number

Primary APN	`251527A000`
Alternative APN	`2-057A-S029-00-0001.0000000`

Interior

Stories	1 Story
Building Area	1,513 sqft Total Area
Gross Area	3,026 sqft
1st Floor Area	1,513 sqft
Basement Area	1,513 sqft
Finished Basement	1,513 sqft
Fireplace	Masonry

Exterior

Year Built	Built 1968
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	27,000 sqft (0.619 acres)
Lot Dimensions	200 ft deep x 135 ft wide
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	251527A000
Old Parcel Number	251527A000
Street Address	103 S MAIN ST
City	O FALLON
State	MO
Zip	63366-2802
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Local Zoning Code	AF2
Legal Description	NE COR SEC 29 & SE COR SEC 20
Legal Range	03E
Legal Township	47N
Legal Section	29
Legal Subdivision	NORTHWOOD ESTATE 02
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1000
Census Tract	311802

Owner

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 N MAIN ST, O FALLON, MO 63366-2200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY BANK
Jul 14, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Oct 27, 2005
Deed Document Number	0202159071
Deed Book / Page	2021 / 59071
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	103 S MAIN ST, O FALLON, MO 63366-2802
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 265, SALEM, MO 65560-0265

Mortgage

Document Number	0000581160
Date	Aug 13, 2020
Book Page	7370/2320
Instrument	20200813000581160

Lender

Name	TOWN & COUNTRY BANK
Type	Bank
Address	SALEM, MO 65560

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 14, 2021
Property Address	103 S MAIN ST, O FALLON, MO 63366-2802
Document Number	0000059071
Instrument Date	Jul 12, 2021
Instrument	2021R-059071
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 455, SALEM, MO 65560-0455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N MAIN ST, O FALLON, MO 63366-2200

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Market Value
2022	$273,249 Land $121,500 Building $151,749

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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