Cherokee County property record for 202 River Dr, Gaffney, SC 29340 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,357 sqft |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Apr 2022) |
| Tax Bill | $377 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012832-23-3 |
| Primary APN | 012832-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,357 sqft Living Area |
| Basement Area | 1,357 sqft |
| Finished Basement | 1,357 sqft |
| Unfinished Basement | 1,357 sqft |
| Exterior Material | Fiber Cement Siding |
|---|---|
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Slab |
| Street Address | 202 RIVER DR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 202 RIVER DR FM DAVID PHILLIPS $130,000 FLIP 2017 6% |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 970302 |
Source: Cherokee County records · APN 012832-23-3
Assessment roll updated November 20, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 202 RIVER DR, GAFFNEY, SC 29340-3462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivor |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on Record |
| Deed Sale | Apr 26, 2022 · Amount on Record |
| Prior Sale | Sep 17, 2004 · Amount on Record |
| Deed Document Number | 20222636 |
| Deed Book / Page | 147 / 1249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jul 20, 2026 |
| Property Address | 202 RIVER DR, GAFFNEY, SC 29340-3462 |
| Document Number | 0000004017 |
| Book / Page | 201 / 420 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20264017 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,939.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 202 RIVER DR, GAFFNEY, SC 29340-3462 |
| Document Number | 0001062783 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 202 RIVER DR GAFFNEY SC 293403462, GAFFNEY, SC 29340-3462 |
| Document Number | 0001062783 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 000106/002783 |
| Instrument | 4779 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $377.00 (-30.7%) Homeowner's exemption | $4,850 (-) Land $360 Building $4,490 | $121,200 (-) Land $9,000 Building $112,200 |
| 2023 | $544.00 | $4,850 Land $360 Building $4,490 | $121,200 Land $9,000 Building $112,200 |
Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 7% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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