128 River Dr, Gaffney, SC 29340 Property Records

Cherokee County property record for 128 River Dr, Gaffney, SC 29340 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1945
Square Footage	1,073 sqft Living Area
Lot Size	11,326 sqft (0.26 acres)
Occupancy	Owner Occupied
Last Sale	$94,900 (2019)
Tax Bill	$1,953.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`008214-23-3`
Alternative APNs	`1180200020000 61831389` `118-02-00-020.000` `008283223`

Interior

Building Area	1,073 sqft Living Area
Basement Area	1,073 sqft Basement
Finished Basement	1,073 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1945
Exterior Material	Shingles Exterior
Lot Area	11,326 sqft (0.26 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	1180200020000 61831389
Street Address	128 RIVER DR
City	GAFFNEY
State	SC
Zip	29340-3463
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	128 RIVER DR FM CAROL LAWRENCE $94900
Legal Subdivision	CITY/GAFFNEY
Jurisdiction	CHEROKEE SC
Minor Civil Division	GAFFNEY
Census Blockgroup	4
Census Block	4030
Census Tract	970302

Owner

Source: Cherokee County records · APN 008214-23-3

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	128 RIVER DR, GAFFNEY, SC 29340-3463
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Deed Doc Number	0001141241
Deed Book / Page	114 / 1241
Last Transfer Date	Jul 26, 2019
Transfer Doc	0001141241
Record Refreshed	Jun 08, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 26, 2019
Property Address	128 RIVER DR, GAFFNEY, SC 29340-3463
Document Number	0001141241
Book / Page	000114 / 001241
Instrument Date	Jul 25, 2019
Instrument	3652
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$351.13
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RIVER DR GAFFNEY SC 293403463, GAFFNEY, SC 29340-3463

Mortgage

Document Number	1141243
Date	Jul 26, 2019
Book Page	000114/001243
Instrument	3653

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,953.00 (+5.68%)	$5,690 (-) Land $540 Building $5,150	$94,800 (-) Land $9,000 Building $85,800
2023	$1,848.00	$5,690 Land $540 Building $5,150	$94,800 Land $9,000 Building $85,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 7% of South Carolina
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.