202 Reef Ct, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 202 Reef Ct, Santa Barbara, CA 93109

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,201 sqft · built 1977
Lot Size	0.03 acres (1,287 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,101,000 (Jan 2022)
Tax Bill	$12,288 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-300-032`

Property Details

APN / Parcel Number

Primary APN	`045-300-032`
Alternative APN	`04530032`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,201 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Mediterranean
Roof Material	Tile
Lot Area	1,287 sqft (0.03 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	202 REEF CT
City	SANTA BARBARA
State	CA
Zip	93109-1959
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2SD3
Legal Description	TR 20141 LOT 320
Legal Subdivision	SANTA BARBARA
Legal Tract	20141
Legal Lot Number	32
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	3
Census Block	3007
Census Tract	1208

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 REEF CT, SANTA BARBARA, CA 93109-1959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Deed Document Number	2022202
Prior Transfer Date	Aug 7, 2014
Prior Transfer Doc	0000051533
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 4, 2022
Property Address	202 REEF CT, SANTA BARBARA, CA 93109-1959
Document Number	0000000202
Map Reference	MB 94 PG 31&32
Instrument Date	Nov 16, 2021
Instrument	2022-0000202
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	202 REEF CT, SANTA BARBARA, CA 93109-1959

Mortgage

Document Number	0000000203
Date	Jan 4, 2022
Instrument	2022-0000203

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,191,754 (+2%) Land $595,877 Building $595,877
2025	$12,288.00 (+5.72%) Homeowner's exemption Additional exemption filed	$1,168,388 (+6.12%) Land $584,194 Building $584,194
2023	$11,623.00 (+123.82%) Homeowner's exemption Additional exemption filed	$1,101,000 Land $550,500 Building $550,500
2022	$5,193.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: GeoLinks.

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