200 Reef Ct, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 200 Reef Ct, Santa Barbara, CA 93109

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,130 sqft · built 1979
Lot Size	0.039 acres (1,688 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Feb 2012)
Tax Bill	$6,799 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-300-031`

Property Details

APN / Parcel Number

Primary APN	`045-300-031`
Alternative APN	`04530031`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,130 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Tile
Lot Area	1,688 sqft (0.039 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	200 REEF CT
City	SANTA BARBARA
State	CA
Zip	93109-1959
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2SD3
Legal Description	TR 20141 LOT 310
Legal Subdivision	TRACT 20141
Legal Tract	20141
Legal Lot Number	31
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	3
Census Block	3007
Census Tract	1208

Owner

200 Reef Ct, a condominium, is owned and occupied by two individuals who bought it in February 2012.

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	200 REEF CT, SANTA BARBARA, CA 93109-1959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Line of Credit LOS ANGELES FCU
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANTA BARBARA TEACHERS FCU
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit LOS ANGELES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2012 · Amount on File
Deed Sale	Feb 28, 2012 · Amount on File
Prior Sale	Aug 26, 2009 · Amount on File
Deed Document Number	201212439
Prior Transfer Date	Feb 20, 2008
Prior Transfer Doc	0000010197
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	200 REEF CT, SANTA BARBARA, CA 93109-1959
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 REEF CT, SANTA BARBARA, CA 93109-1959

Mortgage

Document Number	0000028287
Date	Apr 9, 2021
Instrument	2021-0028287

Lender

Name	LOS ANGELES FCU
Type	Credit Union
Address	GLENDALE, CA 91205

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	200 REEF CT, SANTA BARBARA, CA 93109-1959
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024637
Date	May 20, 2020
Instrument	2020-0024637

Lender

Name	SANTA BARBARA TEACHERS FCU
Type	Credit Union
Address	SANTA BARBARA, CA 93110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	200 REEF CT, SANTA BARBARA, CA 93109-1959
Document Number	0000004834
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	200 REEF CT SANTA BARBARA CA 931091959, SANTA BARBARA, CA 93109-1959

Mortgage

Document Number	0000004834
Date	Jan 30, 2020
Instrument	4834

Lender

Name	LOS ANGELES FCU
Type	Credit Union
Address	GLENDALE, CA 91205

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 200 Reef Ct was $6,799.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$653,388 (+2%) Land $333,100 Building $320,288
2025	$6,799.00	$640,577 Land $326,569 Building $314,008
2023	$6,560.00 (+1.75%)	$615,704 Land $313,889 Building $301,815
2022	$6,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 200 Reef Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Reef Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: GeoLinks.

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