202 Mill River Rd, Chappaqua, NY 10514 Property Records

Westchester County and Mount Pleasant Town property record for 202 Mill River Rd, Chappaqua, NY 10514

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,694 sqft · built 1926
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$537,500 (Nov 2007)
Tax Bill$13,614 (2026)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APN553489 99.7-2-12

Property Details

APN / Parcel Number

Primary APN553489 99.7-2-12
Alternative APNs
  • 348909900700020120000000
  • 04991000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,694 sqft Living Area
1st Floor Area987 sqft
2nd Floor Area707 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleColonial
Exterior MaterialStucco
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number04991000
Street Address202 MILL RIVER RD
CityCHAPPAQUA
StateNY
Zip10514-3223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number12.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT PLEASANT
Census Block Group5
Census Block5000
Census Tract11800

Owner

202 Mill River Rd is owned and occupied by two individuals who bought it in November 2007.

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address202 MILL RIVER RD, CHAPPAQUA, NY 10514-3223
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2007 · Amount on File
Deed SaleNov 9, 2007 · Amount on File
Prior SaleNov 28, 2005 · Amount on File
Deed Document Number2007473050691
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address202 MILL RIVER RD, CHAPPAQUA, NY 10514-3223
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLIBERTY NATIONAL TILE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0601903618
DateJul 9, 2020
Instrument601903618
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2040

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address202 MILL RIVER RD, CHAPPAQUA, NY 10514-3223
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLIBERTY NATIONAL TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0601903654
DateJul 9, 2020
Instrument601903654
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term240 Months
DueJul 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 202 Mill River Rd was $13,614.

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionMount Pleasant Town
Unified School DistrictChappaqua Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,614.00
2025$5,650 (-) Land $850 Building $4,800$559,406 (+5.94%) Land $84,158 Building $475,248
2024Homeowner's exemption$5,650 (-) Land $850 Building $4,800$528,037 (+5.61%) Land $79,439 Building $448,598
2023$5,650 Land $850 Building $4,800$500,000 Land $75,221 Building $424,779

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 Mill River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Mill River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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