Westchester County and Mount Pleasant Town property record for 196 Mill River Rd, Chappaqua, NY 10514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,524 sqft · built 1929 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,735 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 553489 99.7-2-13 |
| Primary APN | 553489 99.7-2-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 781 sqft |
| 2nd Floor Area | 743 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 145 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 04992000 |
|---|---|
| Street Address | 196 MILL RIVER RD |
| City | CHAPPAQUA |
| State | NY |
| Zip | 10514-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 11800 |
196 Mill River Rd is owned and occupied by two individuals.
Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 MILL RIVER RD, CHAPPAQUA, NY 10514-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 196 Mill River Rd was $13,735.
Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mount Pleasant Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,735.00 | ||
| 2025 | $5,700 (-) Land $800 Building $4,900 | $564,357 (+5.94%) Land $79,208 Building $485,149 | |
| 2024 | $5,700 (-) Land $800 Building $4,900 | $532,710 (+5.61%) Land $74,766 Building $457,944 | |
| 2023 | $5,700 Land $800 Building $4,900 | $504,424 Land $70,796 Building $433,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Mill River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Mill River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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