202 Main St, North Middletown, KY 40357 Property Records

Bourbon County property record for 202 Main St, North Middletown, KY 40357

Property Summary

Property Type	Single Family Home
Details	1,734 sqft
Owner	Individual Name on Record
Last Sale	$124,000 (Nov 2019)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`062-10-08-001.00`

Property Details

APN / Parcel Number

Primary APN	`062-10-08-001.00`

Interior

Stories	1 Story
Building Area	1,734 sqft Living Area

Exterior

Exterior Material	Wood
Foundation Type	Block

Location & Zoning

Street Address	202 MAIN ST
City	NORTH MIDDLETOWN
State	KY
Zip	40357-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L - MAIN ST - N M'TOWN - LOT 1
Legal Lot Number	L2-60X1
Jurisdiction	BOURBON KY
Township / Civil Division	NORTH MIDDLETOWN
Census Block Group	2
Census Block	2025
Census Tract	30600

Owner

Source: Bourbon County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	202 MAIN ST, NORTH MIDDLETOWN, KY 40357-8006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK
Nov 27, 2019	Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK
Jul 16, 2019	Deed, Transfer S JAMES MISCHNER
Jun 21, 2019	Correction Deed
Mar 18, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	785087
Deed Book / Page	312 / 669
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	202 MAIN ST, NORTH MIDDLETOWN, KY 40357-8006
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000688/765
Date	Oct 1, 2021
Book Page	688/765
Instrument	793690

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Nov 27, 2019
Property Address	202 MAIN ST, NORTH MIDDLETOWN, KY 40357-8006
Document Number	000312/669
Book / Page	312 / 669
Map Reference	MB C PG 290
Instrument Date	Nov 21, 2019
Instrument	785087
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 CAMP CREEK WAY, 158, GEORGETOWN, KY 40324-8026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	202 MAIN ST, NORTH MIDDLETOWN, KY 40357-8006

Mortgage

Document Number	0000785095
Date	Nov 27, 2019
Instrument	785095

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Jul 16, 2019
Property Address	202 MAIN ST, NORTH MIDDLETOWN, KY 40357-8006
Document Number	000311/222
Book / Page	311 / 222
Map Reference	MB C PG 290
Instrument Date	Jul 15, 2019
Instrument	782679
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 CAMP CREEK WAY, GEORGETOWN, KY 40324-8026
Investor	Possibly a Property Investor

Mortgage

Document Number	0000782684
Date	Jul 16, 2019
Instrument	782684

Lender

Name	S JAMES MISCHNER
Type	Private Party

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jul 15, 2021

June 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	BOURBON KY
Recording Date	Jun 21, 2019
Property Address	202 MAIN ST, NORTH MIDDLETOWN, KY 40357-8006
Document Number	000311/084
Book / Page	311 / 084
Map Reference	MB C PG 290
Instrument Date	Jun 14, 2019
Instrument	782449
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1231 LOUISVILLE RD, 1231, FRANKFORT, KY 40601-6156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 23998, WASHINGTON, DC 20024
Investor	Possibly a Property Investor

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURBON KY
Recording Date	Mar 18, 2019
Property Address	202 MAIN ST, NORTH MIDDLETOWN, KY 40357-8006
Document Number	000309/822
Book / Page	309 / 822
Instrument Date	Jan 30, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1231 LOUISVILLE RD, 1231, FRANKFORT, KY 40601-6156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 23998, WASHINGTON, DC 20024
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	North Middletown City
Unified School District	Bourbon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00 (-2.03%)	$124,000 (-) Land $20,000 Building $104,000	$124,000 (-) Land $20,000 Building $104,000
2023	$1,085.00	$124,000 Land $20,000 Building $104,000	$124,000 Land $20,000 Building $104,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1997–2018)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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