201 Main St, North Middletown, KY 40357 Property Records

Bourbon County property record for 201 Main St, North Middletown, KY 40357

Property Summary

Property Type	Commercial
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Nov 2014)
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-10-06-006.00`

Property Details

APN / Parcel Number

Primary APN	`062-10-06-006.00`

Interior

Stories	3 Stories

Exterior

Lot Area	35,719 sqft (0.819 acres)

Location & Zoning

Street Address	201 MAIN ST
City	NORTH MIDDLETOWN
State	KY
Zip	40357-8006
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	B & L - 201 MAIN ST - N M'TOWN - L #1 & 2
Legal Subdivision	FAIRVIEW ADDITION
Legal Block	A
Legal Lot Number	1&2
Jurisdiction	BOURBON KY
Township / Civil Division	NORTH MIDDLETOWN
Census Block Group	2
Census Block	2023
Census Tract	30600

Owner

201 Main St, a commercial property, is owned by an individual who bought it in November 2014.

Source: Bourbon County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	396 COLLEGE RD, PARIS, KY 40361-9575
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2014 · Amount on File
Deed Sale	Nov 10, 2014 · Amount on File
Deed Document Number	0000296012
Deed Book / Page	296 / 012
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	201 MAIN ST, NORTH MIDDLETOWN, KY 40357-8006
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 HUNTER RD, TAYLORSVILLE, KY 40071-9610

Mortgage

Document Number	000758/688
Date	Nov 19, 2025
Book Page	758/688
Instrument	1005664

Lender

Name	THE FARMERS BANK AND SAVINGS CO
Type	Bank
Address	HURRICANE, WV 25526

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 18, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 201 Main St was $1,465.

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	North Middletown City
Unified School District	Bourbon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00	$170,800 Land $32,500 Building $138,300	$170,800 Land $32,500 Building $138,300
2023	$1,040.00	$118,900 Land $32,500 Building $86,400	$118,900 Land $32,500 Building $86,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Main St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1997–2018)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUDY WATER ASSOCIATION private · serves 5,539 people · EPA ID KY0870147
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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