Worcester County and Hardwick Town property record for 202 Lower Rd, Gilbertville, MA 01031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,330 sqft · built 1995 |
| Lot Size | 2.24 acres (97,574 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,000 (Jun 1995) |
| Tax Bill | $4,338 (2026) |
| APN | 112A-00020 |
| Primary APN | 112A-00020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,330 sqft Living Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 910 sqft |
| Basement Area | 910 sqft |
| Unfinished Basement | 910 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 97,574 sqft (2.24 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 112A-00020 |
|---|---|
| Street Address | 202 LOWER RD |
| City | GILBERTVILLE |
| State | MA |
| Zip | 01031-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 2-0 |
| Jurisdiction | HARDWICK MA |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 723100 |
Source: Worcester County and Hardwick Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 577, GILBERTVILLE, MA 01031-0577 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 1995 · Amount on Record |
| Deed Sale | Jun 22, 1995 · Amount on Record |
| Deed Book / Page | 17116 / 260 |
| Record Updated | Oct 29, 2026 |
Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Hardwick Town |
| Unified School District | Quabbin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,338.00 (+6.58%) | $340,500 (+10.02%) Land $44,800 Building $279,000 | $397,139 (+28.75%) |
| 2025 | $4,070.00 (+4.2%) | $309,500 (-) Land $44,800 Building $264,700 | $308,465 (-0.25%) |
| 2024 | $3,906.00 (+5.68%) | $309,500 (+11.37%) Land $44,800 Building $264,700 | $309,225 |
| 2023 | $3,696.00 | $277,900 Land $41,900 Building $236,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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