202 Harding Bridge Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 202 Harding Bridge Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,270 sqft · built 2005
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,300 (Aug 2021)
Tax Bill	$8,535 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-0013-0012`

Property Details

APN / Parcel Number

Primary APN	`50-0013-0012`
Alternative APN	`GRHM M:050 B:013 L:012`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,270 sqft Living Area
Gross Area	5,988 sqft
1st Floor Area	1,304 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	1,304 sqft
Unfinished Basement	786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	140,699 sqft (3.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	50-0013-0012
Street Address	202 HARDING BRIDGE RD
City	GORHAM
State	ME
Zip	04038-2698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SZ-R
Legal Block	13
Legal Lot Number	12
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3020
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 HARDING BRIDGE RD, GORHAM, ME 04038-2698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Jul 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Sep 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK
Aug 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	May 7, 2013 · Amount on Record
Deed Document Number	202157828
Deed Book / Page	38535 / 157
Transfer Doc	0000025525
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	202 HARDING BRIDGE RD, GORHAM, ME 04038-2698
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406540010
Date	Mar 15, 2024
Book Page	40654/10
Instrument	8639

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	202 HARDING BRIDGE RD, GORHAM, ME 04038-2698
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0402250163
Date	Jul 6, 2023
Book Page	40225/163
Instrument	22015

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	202 HARDING BRIDGE RD, GORHAM, ME 04038-2698
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0371540160
Date	Sep 9, 2020
Book Page	37154/160
Instrument	55946

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Aug 11, 2021
Property Address	202 HARDING BRIDGE RD, GORHAM, ME 04038-2698
Document Number	0385350157
Book / Page	38535 / 157
Instrument Date	Aug 11, 2021
Instrument	57828
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000057829
Date	Aug 11, 2021
Instrument	57829

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,535.00 (+5.37%)	$576,700 (+4.66%) Land $81,700 Building $495,000
2024	$8,100.00 (+14.41%)	$551,000 (-) Land $81,700 Building $469,300
2022	$7,080.00	$551,000 Land $81,700 Building $469,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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