188 Harding Bridge Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 188 Harding Bridge Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,968 sqft · built 2017
Lot Size	8.52 acres (371,131 sqft)
Owner	Company Name on Record
Last Sale	$94,500 (Oct 2016)
Tax Bill	$11,204 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jan 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:050 B:013 L:025`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:050 B:013 L:025`
Alternative APN	`5392`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,968 sqft Living Area
Gross Area	10,962 sqft
1st Floor Area	2,728 sqft
Attic	Attic
Attic Area	1,000 sqft
Basement Area	2,488 sqft
Unfinished Basement	2,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	371,131 sqft (8.52 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5392
Street Address	188 HARDING BRIDGE RD
City	GORHAM
State	ME
Zip	04038-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SZ-R
Legal Subdivision	HARDING BRIDGE FARMS PH II
Legal Block	13
Legal Lot Number	25
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3020
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	188 HARDING BRIDGE RD, GORHAM, ME 04038-2562
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit EMPEOPLE CREDIT UNION
May 26, 2017	Deed of Trust, Mortgage GORHAM SAVINGS BANK
Feb 5, 2018	Deed of Trust, Mortgage GORHAM SAVINGS BANK
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit INFINITY FCU
Apr 17, 2020	Deed of Trust, Mortgage INFINITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2016 · Amount on Record
Deed Sale	Oct 24, 2016 · Amount on Record
Prior Sale	Dec 23, 2008
Deed Document Number	201656280
Deed Book / Page	33542 / 297
Last Transfer Date	Mar 27, 2024
Transfer Doc	0406810332
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GORHAM ME
Recording Date	Apr 2, 2024
Property Address	188 HARDING BRIDGE RD, GORHAM, ME 04038-2562
Document Number	0406810332
Book / Page	40681 / 332
Instrument Date	Mar 27, 2024
Instrument	10692
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	188 HARDING BRIDGE RD, GORHAM, ME 04038-2562
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0405520054
Date	Jan 3, 2024
Book Page	40552/54
Instrument	218

Lender

Name	EMPEOPLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	188 HARDING BRIDGE RD, GORHAM, ME 04038-2562
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0340350320
Date	May 26, 2017
Book Page	34035/0320
Instrument	000000023726

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 9, 2047

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	188 HARDING BRIDGE RD, GORHAM, ME 04038-2562
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0346380135
Date	Feb 5, 2018
Book Page	34638/0135
Instrument	000000005649

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	188 HARDING BRIDGE RD, GORHAM, ME 04038-2562
Document Number	0366190187
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 HARDING BRIDGE RD GORHAM ME 040382562, GORHAM, ME 04038-2562

Mortgage

Document Number	0366190187
Date	Apr 22, 2020
Book Page	036619/000187
Instrument	20644

Lender

Name	INFINITY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	188 HARDING BRIDGE RD, GORHAM, ME 04038-2562
Document Number	0366190168
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 HARDING BRIDGE RD GORHAM ME 040382562, GORHAM, ME 04038-2562

Mortgage

Document Number	0366190168
Date	Apr 22, 2020
Book Page	036619/000168
Instrument	20643

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,204.00 (+0.68%)	$757,000 (-) Land $114,200 Building $642,800
2024	$11,128.00 (+14.4%)	$757,000 (-) Land $114,200 Building $642,800
2022	$9,727.00	$757,000 Land $114,200 Building $642,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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