202 Forest St, Berea, KY 40403 Property Records

Madison County property record for 202 Forest St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft
Owner	Individual Name on Record
Last Sale	$162,500 (Jul 2020)
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B010-0007-0047`

Property Details

APN / Parcel Number

Primary APN	`B010-0007-0047`
Alternative APNs	`109362` `72591` `38535`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,296 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Garage Type	Mixed
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	38535
Street Address	202 FOREST ST
City	BEREA
State	KY
Zip	40403-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESC
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1007
Census Tract	11303

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 FOREST ST, BEREA, KY 40403-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage FAHE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	2014016280
Deed Book / Page	D00791 / 100
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	202 FOREST ST, BEREA, KY 40403-1712
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FOREST ST, BEREA, KY 40403-1712

Mortgage

Document Number	0M2262/723
Date	Oct 5, 2023
Book Page	M2262/723
Instrument	2014170462

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 22, 2020
Property Address	202 FOREST ST, BEREA, KY 40403-1712
Document Number	D00791/100
Book / Page	D00791 / 100
Map Reference	MB 738 PG 400
Instrument Date	Jul 13, 2020
Instrument	2014016280
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1849 PENSACOLA DR, 1849, LEXINGTON, KY 40503-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FOREST ST, BEREA, KY 40403-1712

Mortgage

Document Number	2014016282
Date	Jul 22, 2020
Instrument	2014016282

Lender

Name	FAHE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,937.00 (-8.85%) Additional exemption filed	$162,500 (-)	$162,500 (-)
2023	$2,125.00	$162,500	$162,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	2 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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