108 Forest St, Berea, KY 40403 Property Records

Madison County property record for 108 Forest St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,131 sqft
Owner	Individual Name on Record
Last Sale	$121,000 (Apr 2020)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Apr 2020 Sale Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B010-0007-0019`

Property Details

APN / Parcel Number

Primary APN	`B010-0007-0019`
Alternative APNs	`122664` `85618` `52191`

Interior

Stories	2 Stories
Building Area	1,131 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Garage Type	Basement
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	52191
Street Address	108 FOREST ST
City	BEREA
State	KY
Zip	40403-1778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 & 9
Legal Subdivision	P CORNELIUS
Legal Lot Number	8,9
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1007
Census Tract	11303

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 N FRANKLIN ST, WHITE PLAINS, KY 42464-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Warranty Deed, Transfer
Jul 18, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTURY LENDING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	2014011202
Deed Book / Page	D00787 / 283
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 30, 2020
Property Address	108 FOREST ST, BEREA, KY 40403-1778
Document Number	D00787/283
Book / Page	D00787 / 283
Map Reference	MB 1 PG 44-A
Instrument Date	Apr 28, 2020
Instrument	2014011202
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$121.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 HANSON ST, 106, BEREA, KY 40403-1615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9485 N WILDERNESS RD, BEREA, KY 40403-8430

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 18, 2019
Property Address	108 FOREST ST, BEREA, KY 40403-1778
Document Number	D00776/119
Book / Page	D00776 / 119
Map Reference	MB 1 PG 44
Instrument Date	Jul 15, 2019
Instrument	2013995723
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	EXECUTIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 FOREST ST, 108, BEREA, KY 40403-1778

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	108 FOREST ST, BEREA, KY 40403-1778

Mortgage

Document Number	2013995724
Date	Jul 18, 2019
Instrument	2013995724

Lender

Name	CENTURY LENDING CO
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00 (+28.07%) Homeowner's exemption	$154,000 (+27.27%)	$154,000 (+27.27%)
2023	$976.00 Homeowner's exemption	$121,000	$121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	2 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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