202 Ford St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 202 Ford St, Schenectady, NY 12306 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,851 sqft · built 1950
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jun 2001)
Tax Bill	$9,790 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 48.14-3-18`

Property Details

APN / Parcel Number

Primary APN	`422800 48.14-3-18`
Alternative APN	`280004801400030180000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,851 sqft Living Area
1st Floor Area	1,876 sqft
Upper Floors Area	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	850 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	202 FORD ST
City	SCHENECTADY
State	NY
Zip	12306-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R,G2,BK,FP,SHDM TNBL142,143,144 6.-484-18
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1029
Census Tract	32700

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.14-3-18

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 FORD ST, SCHENECTADY, NY 12306-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2001 · Amount on Record
Deed Sale	Jun 14, 2001 · Amount on Record
Deed Book / Page	1602 / 902
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	202 FORD ST, SCHENECTADY, NY 12306-1511
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FORD ST, SCHENECTADY, NY 12306-1511

Mortgage

Document Number	0000033970
Date	Oct 30, 2020
Book Page	5035/502
Instrument	202033970

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,790.00	$244,000 (-) Land $31,200 Building $212,800	$375,400 (+16.91%) Land $48,002 Building $327,398
2023		$244,000 Land $31,200 Building $212,800	$321,100 Land $41,059 Building $280,041

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 326 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Greenlight Networks Holding	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.