201 Ford St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 201 Ford St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,260 sqft · built 1976
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Tax Bill$7,200 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 48.18-2-1

Property Details

APN / Parcel Number

Primary APN422800 48.18-2-1
Alternative APN
  • 280004801800020010000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions157 ft deep x 120 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area50 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address201 FORD ST
CitySCHENECTADY
StateNY
Zip12306-1510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,BF,OG,ADD,TLSH FORD ESTATES-4 6.-468-16
Legal SubdivisionFORD ESTATES
Legal Block2
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1024
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address201 FORD ST, SCHENECTADY, NY 12306-1510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 14, 2021
Property Address201 FORD ST, SCHENECTADY, NY 12306-1510
Document Number0000022274
Book / Page2058 / 766
Map ReferenceDR 63 MAP 142
Instrument DateMay 4, 2021
Instrument202122274
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address227 S WESTCOTT RD, 227, SCHENECTADY, NY 12306-1836

Transferred To (Grantee/Buyer)

NameVerified Name
Address6973 STATE ROUTE 158, ALTAMONT, NY 12009-5216

Mortgage

Document Number0000022275
DateMay 14, 2021
Instrument202122275
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,200.00 (-7.02%)
2025$7,744.00$193,000 (-) Land $26,400 Building $166,600$296,900 (+16.94%) Land $40,612 Building $256,288
2023$193,000 Land $26,400 Building $166,600$253,900 Land $34,730 Building $219,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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