202 Flathead Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 202 Flathead Lake Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,342 sqft · built 2003
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$318,633 (Jul 2023)
Tax Bill	$1,749 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`991-00004-010`

Property Details

APN / Parcel Number

Primary APN	`991-00004-010`
Alternative APN	`247536`

Interior

Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	2,342 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	167 sqft
Storage Building	81 sqft

Location & Zoning

Street Address	202 FLATHEAD LAKE DR
City	LAREDO
State	TX
Zip	78041-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 4, LOT 1, PHASE 3
Legal Subdivision	LAKESIDE
Legal Phase	3
Legal Block	4
Legal Lot Number	1
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2015
Census Tract	1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 FLATHEAD LAKE DR, LAREDO, TX 78041-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCMBC INC
Jul 17, 2023	Vendor's Lien, Transfer · FHA Mortgage OCMBC INC
Jun 1, 2020	Intrafamily Transfer, Transfer
May 3, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20231505201
Deed Book / Page	5498 / 501
Prior Transfer Date	Mar 16, 2020
Prior Transfer Doc	004790/880
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	202 FLATHEAD LAKE DR, LAREDO, TX 78041-1933
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10333 RICHMOND AVE 860, 860, HOUSTON, TX 77042-4177

Mortgage

Document Number	005498/519
Date	Jul 17, 2023
Book Page	5498/519
Instrument	1505203

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2033

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 17, 2023
Property Address	202 FLATHEAD LAKE DR, LAREDO, TX 78041-1933
Document Number	005498/501
Book / Page	5498 / 501
Map Reference	VOL 19 PG 61
Instrument Date	Jul 13, 2023
Instrument	1505201
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FLATHEAD LAKE DR, LAREDO, TX 78041-1933

Mortgage

Document Number	0001505202
Date	Jul 17, 2023
Instrument	1505202

Lender

Name	OCMBC INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Jun 1, 2020
Property Address	202 FLATHEAD LAKE DR, LAREDO, TX 78041-1933
Document Number	004790/880
Book / Page	4790 / 880
Instrument Date	Mar 16, 2020
Instrument	1393067
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FLATHEAD, LAREDO, TX 78045-4182

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	May 3, 2017
Property Address	202 FLATHEAD LAKE DR, LAREDO, TX 78041-1933
Document Number	004230/732
Book / Page	4230 / 732
Instrument Date	May 1, 2017
Instrument	1296234
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FLATHEAD, LAREDO, TX 78045-4182

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,316 (+3.65%) Land $129,052 Building $229,264	$358,316 (+3.65%) Land $129,052 Building $229,264
2025	$1,749.00 (+1.39%)	$345,710 (+20.66%) Land $129,052 Building $216,658	$345,710 (+20.66%) Land $129,052 Building $216,658
2024	$1,725.00 (-0.17%)
2023		$286,507 (+12.37%) Land $96,481 Building $190,026	$286,507 (+12.37%) Land $96,481 Building $190,026
2022	$1,728.00	$254,969 Land $84,469 Building $170,500	$254,969 Land $84,469 Building $170,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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