116 Flathead Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 116 Flathead Lake Dr, Laredo, TX 78041

Property Summary

Property TypeSingle Family Home
Details2,586 sqft · built 1999
Lot Size0.172 acres (7,496 sqft)
Owner2 Individual Names on Record
Tax Bill$1,791 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN991-00003-040

Property Details

APN / Parcel Number

Primary APN991-00003-040
Alternative APN
  • 247314

Interior

Stories2 Stories
Building Area2,586 sqft Living Area
Gross Area3,069 sqft
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,496 sqft (0.172 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area420 sqft
PorchOpen Porch
Porch Area184 sqft
Patio Area128 sqft

Location & Zoning

Street Address116 FLATHEAD LAKE DR
CityLAREDO
StateTX
Zip78041-1913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKESIDE SUBD, BLOCK 3, LOT 4, PHASE 1
Legal SubdivisionLAKESIDE
Legal Phase1
Legal Block3
Legal Lot Number4
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2014
Census Tract1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 FLATHEAD LAKE DR, LAREDO, TX 78041-1913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address116 FLATHEAD LAKE DR, LAREDO, TX 78041-1913
Transaction TypeMortgage
Record UpdatedFeb 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4947/638
DateJan 29, 2021
Book Page4947/638
Instrument1417365
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$365,789 (+3.35%) Land $125,777 Building $240,012$365,789 (+3.35%) Land $125,777 Building $240,012
2025$1,791.00 (-18.18%) Homeowner's exemption$353,936 (+5.4%) Land $125,777 Building $228,159$353,936 (+5.4%) Land $125,777 Building $228,159
2024$2,189.00 (+1%)
2023$335,806 Land $93,995 Building $241,811$335,806 Land $93,995 Building $241,811
2022$1,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1999–2017)
Claims Outside the SFHA9 of 9
Most Recent ClaimSep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50

May also be available: Verizon.

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