202 Finley Dr, Commerce, GA 30529 Property Records

Jackson County property record for 202 Finley Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,577 sqft · built 2022
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$324,800 (Sep 2022)
Tax Bill	$3,604 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021C 012`

Property Details

APN / Parcel Number

Primary APN	`021C 012`
Alternative APN	`40495`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,577 sqft Heated Area
1st Floor Area	1,577 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	40495
Street Address	202 FINLEY DR
City	COMMERCE
State	GA
Zip	30529-2644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 12 HIGHLAND ESTATES PHASE 3
Legal Subdivision	HIGHLAND ESTATES PH 3
Legal Phase	3
Legal Lot Number	12
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 FINLEY DR, COMMERCE, GA 30529-2644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Deed Document Number	20224306
Deed Book / Page	103W / 550
Record Updated	Oct 29, 2026

September 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 7, 2022
Property Address	202 FINLEY DR, COMMERCE, GA 30529-2644
Document Number	00103W0550
Book / Page	103W / 550
Instrument Date	Sep 7, 2022
Instrument	2022-004306
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FINLEY DR, COMMERCE, GA 30529-2644

Mortgage

Document Number	00103W0000000552
Date	Sep 9, 2022
Book Page	000000103W/0000000552

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,480 (-) Land $28,000 Building $107,480	$338,700 (-) Land $70,000 Building $268,700
2025	$3,604.00 (-3.17%) Homeowner's exemption	$135,480 (-) Land $28,000 Building $107,480	$338,700 (-) Land $70,000 Building $268,700
2024	$3,722.00 (+3.62%) Homeowner's exemption	$135,480 (+11.67%) Land $28,000 Building $107,480	$338,700 (+11.67%) Land $70,000 Building $268,700
2023	$3,592.00 (+296.03%)	$121,320 (+333.29%) Land $28,000 Building $93,320	$303,300 (+333.29%) Land $70,000 Building $233,300
2022	$907.00	$28,000 Land $28,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Finley Dr

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