202 Eppingdale Dr, Spring Lake, NC 28390 Property Records

Cumberland County property record for 202 Eppingdale Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1992
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Sep 2019)
Tax Bill	$2,703 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0502-39-7444`

Property Details

APN / Parcel Number

Primary APN	`0502-39-7444`
Alternative APN	`0502.01397444`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Heated Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	110 ft deep x 85 ft wide
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	202 EPPINGDALE DR
City	SPRING LAKE
State	NC
Zip	28390-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BENT TREE OF DEERFIELD LO:1 SE:01 PL:0081-0156
Legal Subdivision	DEERFIELD / BENT TREE
Legal Block	39
Legal Lot Number	1
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3016
Census Tract	3602

Owner

202 Eppingdale Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	202 EPPINGDALE DR, SPRING LAKE, NC 28390-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage JAMES BESON
Sep 22, 2017	Deed of Trust, Mortgage · Conventional with PMI JAMES BESON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on File
Deed Sale	Sep 5, 2019 · Amount on File
Prior Sale	Dec 2, 2015 · Amount on File
Deed Document Number	201928023
Deed Book / Page	10580 / 667
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Sep 5, 2019
Property Address	202 EPPINGDALE DR, SPRING LAKE, NC 28390-1525
Document Number	0105800667
Book / Page	010580 / 000667
Instrument Date	Aug 30, 2019
Instrument	28023
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	202 EPPINGDALE DR SPRING LAKE NC 283901525, SPRING LAKE, NC 28390-1525

Mortgage

Document Number	105800669
Date	Sep 5, 2019
Book Page	010580/000669
Instrument	28024

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	202 EPPINGDALE DR, SPRING LAKE, NC 28390-1525
Document Number	0101730549
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2504 RAEFORD RD #B FAYETTEVILLE NC 283055135, B, FAYETTEVILLE, NC 28305-5135

Mortgage

Document Number	0101730549
Date	Sep 25, 2017
Book Page	010173/000549
Instrument	30189

Lender

Name	JAMES BESON
Address	555 12TH ST # 1250, OAKLAND, CA 94607-4095

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Sep 24, 2019

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	202 EPPINGDALE DR, SPRING LAKE, NC 28390-1525
Document Number	0101730544
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2504 RAEFORD RD #B FAYETTEVILLE NC 283055135, B, FAYETTEVILLE, NC 28305-5135

Mortgage

Document Number	0101730544
Date	Sep 25, 2017
Book Page	010173/000544
Instrument	30188

Lender

Name	JAMES BESON
Address	113 SEAWELL AVE, RALEIGH, NC 27601-1251

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	24 Months
Due	Sep 24, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 202 Eppingdale Dr was $2,703.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,703.00
2025	$2,703.00 (+50.58%)	$135,832 (+45.28%) Land $30,000 Building $105,832	$135,832 (+45.28%) Land $30,000 Building $105,832
2024	$1,795.00 (+11.21%)	$93,495 (-) Land $14,000 Building $79,495	$93,495 (-) Land $14,000 Building $79,495
2023	$1,614.00	$93,495 Land $14,000 Building $79,495	$93,495 Land $14,000 Building $79,495
2022	$1,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Eppingdale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Eppingdale Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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