209 Eppingdale Dr, Spring Lake, NC 28390 Property Records

Cumberland County property record for 209 Eppingdale Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 1992
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Jul 2024)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0502-39-9800`

Property Details

APN / Parcel Number

Primary APN	`0502-39-9800`
Alternative APN	`0502.01399800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Heated Area
1st Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	157 ft deep x 74.4 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	209 EPPINGDALE DR
City	SPRING LAKE
State	NC
Zip	28390-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BENT TREE OF DEERFIELD LO:41 SE:01 PL:0081-0156
Legal Subdivision	DEERFIELD / BENT TREE
Legal Block	39
Legal Lot Number	41
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3015
Census Tract	3602

Owner

Source: Cumberland County assessment roll, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer · VA Mortgage TRUSTED RATE INC
Oct 1, 2020	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Sep 21, 2023 · Amount on Record
Deed Document Number	202421331
Deed Book / Page	12018 / 783
Prior Transfer Date	Sep 14, 2023
Prior Transfer Doc	0118250518
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Sep 21, 2023
Property Address	209 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Document Number	0118250518
Book / Page	11825 / 518
Map Reference	MB 81 PG 156
Instrument Date	Sep 14, 2023
Instrument	29965
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	E TITLE LLC, KEY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 PACKETT CIR, FORT LIBERTY, NC 28307-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 EPPINGDALE DR, SPRING LAKE, NC 28390-1526

Mortgage

Document Number	0000029966
Date	Sep 21, 2023
Instrument	29966

Lender

Name	TRUSTED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 1, 2020
Property Address	209 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Document Number	0108900475
Book / Page	10890 / 475
Map Reference	MB 81 PG 156
Instrument Date	Sep 16, 2020
Instrument	36075
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1504 S NYSSA AVE, 1504, BROKEN ARROW, OK 74012-9023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 EPPINGDALE DR, SPRING LAKE, NC 28390-1526

Mortgage

Document Number	36076
Date	Oct 1, 2020
Instrument	36076

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,903.00 (+60.3%)	$135,452 (+48.48%) Land $30,000 Building $105,452	$135,452 (+48.48%) Land $30,000 Building $105,452
2024	$1,811.00 (+11.17%)	$91,226 (-) Land $14,000 Building $77,226	$91,226 (-) Land $14,000 Building $77,226
2023		$91,226 Land $14,000 Building $77,226	$91,226 Land $14,000 Building $77,226
2022	$1,629.00 (+1.81%)
2019	$1,600.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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